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ULTI vs VYM: Dividend Comparison 2026

ULTI yields 37.98% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ULTI wins by $179.8K in total portfolio value
10 years
ULTI
ULTI
● Live price
37.98%
Share price
$12.22
Annual div
$4.64
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$207.5K
Annual income
$33,581.24
Full ULTI calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — ULTI vs VYM

📍 ULTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodULTIVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ULTI + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ULTI pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ULTI
Annual income on $10K today (after 15% tax)
$3,227.97/yr
After 10yr DRIP, annual income (after tax)
$28,544.05/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, ULTI beats the other by $28,312.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ULTI + VYM for your $10,000?

ULTI: 50%VYM: 50%
100% VYM50/50100% ULTI
Portfolio after 10yr
$117.6K
Annual income
$16,927.09/yr
Blended yield
14.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ULTI buys
0
VYM buys
0
No recent congressional trades found for ULTI or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricULTIVYM
Forward yield37.98%2.37%
Annual dividend / share$4.64$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$207.5K$27.8K
Annual income after 10y$33,581.24$272.94
Total dividends collected$153.7K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ULTI vs VYM ($10,000, DRIP)

YearULTI PortfolioULTI Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$14,498$3,797.61$11,147$237.17+$3.4KULTI
2$20,658$5,145.45$12,404$242.33+$8.3KULTI
3$28,956$6,852.19$13,780$247.16+$15.2KULTI
4$39,959$8,976.36$15,285$251.67+$24.7KULTI
5$54,334$11,576.97$16,932$255.88+$37.4KULTI
6$72,849$14,711.60$18,733$259.81+$54.1KULTI
7$96,382$18,434.39$20,701$263.46+$75.7KULTI
8$125,923$22,794.05$22,852$266.86+$103.1KULTI
9$162,570$27,832.10$25,201$270.01+$137.4KULTI
10$207,531$33,581.24$27,768$272.94+$179.8KULTI

ULTI vs VYM: Complete Analysis 2026

ULTIStock

ULTI aims to provide weekly cash distributions by combining equity exposure, options trading, and short-term US Treasuries. The fund holds a portfolio of 1530 US-listed stocks or equivalent synthetic positions created through options. Security selection is based on a quantitative process that targets names with high implied volatility and strong liquidity to enhance option premium income and dividend yield. Income is primarily generated from options strategies, which include writing covered calls, selling put options, and using call spreads to collect premiums. Note that while this approach offers consistent income, it also caps upside potential if stock prices rise significantly. To manage risk, each written option is offset by a lower-delta purchased option to limit potential losses during market downturns. Up to 10% of assets may be held in short-term U.S. Treasuries or cash, providing collateral and earning interest income.

Full ULTI Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.