HomeCompareULTR vs VYM

ULTR vs VYM: Dividend Comparison 2026

ULTR yields 0.38% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.6K in total portfolio value
10 years
ULTR
ULTR
● Live price
0.38%
Share price
$47.96
Annual div
$0.18
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$39.08
Full ULTR calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — ULTR vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodULTRVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ULTR + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ULTR pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ULTR
Annual income on $10K today (after 15% tax)
$32.40/yr
After 10yr DRIP, annual income (after tax)
$33.22/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $203.55/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ULTR + VYM for your $10,000?

ULTR: 50%VYM: 50%
100% VYM50/50100% ULTR
Portfolio after 10yr
$24.0K
Annual income
$158.81/yr
Blended yield
0.66%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ULTR buys
0
VYM buys
0
No recent congressional trades found for ULTR or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricULTRVYM
Forward yield0.38%2.41%
Annual dividend / share$0.18$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.2K$27.8K
Annual income after 10y$39.08$278.55
Total dividends collected$386.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ULTR vs VYM ($10,000, DRIP)

YearULTR PortfolioULTR Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,738$38.12$11,151$241.44$413.00VYM
2$11,528$38.26$12,413$246.79$885.00VYM
3$12,373$38.39$13,794$251.79$1.4KVYM
4$13,278$38.51$15,306$256.47$2.0KVYM
5$14,246$38.62$16,960$260.84$2.7KVYM
6$15,282$38.72$18,768$264.92$3.5KVYM
7$16,391$38.82$20,745$268.71$4.4KVYM
8$17,577$38.91$22,905$272.24$5.3KVYM
9$18,846$39.00$25,265$275.51$6.4KVYM
10$20,205$39.08$27,842$278.55$7.6KVYM

ULTR vs VYM: Complete Analysis 2026

ULTRStock

The fund, under normal circumstances, invests at least 80% of its net assets in fixed income securities. It typically invests at least 80% of its assets in fixed income securities rated BBB- or A-2 or higher by S&P Global Ratings ("S&P"), BBB- or F-2 or higher by Fitch Ratings, Inc. ("Fitch"), or Baa3 or Prime-2 or higher by Moody's Investors Service, Inc. ("Moody's"), or, if unrated, determined by the fund's management to be of equivalent quality.

Full ULTR Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.