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UMDD vs RYLD: Dividend Comparison 2026

UMDD yields 1.03% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $6.9K in total portfolio value
10 years
UMDD
UMDD
● Live price
1.03%
Share price
$26.06
Annual div
$0.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$109.69
Full UMDD calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — UMDD vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMDDRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UMDD + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UMDD pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMDD
Annual income on $10K today (after 15% tax)
$87.23/yr
After 10yr DRIP, annual income (after tax)
$93.24/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $671.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMDD + RYLD for your $10,000?

UMDD: 50%RYLD: 50%
100% RYLD50/50100% UMDD
Portfolio after 10yr
$24.6K
Annual income
$504.44/yr
Blended yield
2.05%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMDD buys
0
RYLD buys
0
No recent congressional trades found for UMDD or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMDDRYLD
Forward yield1.03%4.00% ✓
Annual dividend / share$0.27$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$21.1K$28.0K ✓
Annual income after 10y$109.69$899.19 ✓
Total dividends collected$1.1K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UMDD vs RYLD ($10,000, DRIP)

YearUMDD PortfolioUMDD Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,803$102.62$11,120$420.00$317.00 → RYLD
2$11,662$103.61$12,357$458.31$695.00 → RYLD
3$12,583$104.53$13,721$499.76$1.1K → RYLD
4$13,570$105.41$15,227$544.58$1.7K → RYLD
5$14,626$106.24$16,885$593.02$2.3K → RYLD
6$15,756$107.01$18,713$645.34$3.0K → RYLD
7$16,967$107.74$20,724$701.81$3.8K → RYLD
8$18,263$108.43$22,938$762.73$4.7K → RYLD
9$19,651$109.08$25,372$828.41$5.7K → RYLD
10$21,136$109.69$28,047$899.19$6.9K → RYLD

UMDD vs RYLD: Complete Analysis 2026

UMDD — Stock

ProShares UltraPro MidCap400 seeks daily investment results, before fees and expenses, that correspond to three times (3x) the daily performance of the S&P MidCap 400.

Full UMDD Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.