HomeCompareUMEWF vs SPHD

UMEWF vs SPHD: Dividend Comparison 2026

UMEWF yields 487.80% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UMEWF wins by $50753.87M in total portfolio value
10 years
UMEWF
UMEWF
● Live price
487.80%
Share price
$0.41
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50753.89M
Annual income
$36,168,404,531.85
Full UMEWF calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — UMEWF vs SPHD

📍 UMEWF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMEWFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMEWF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMEWF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMEWF
Annual income on $10K today (after 15% tax)
$41,463.41/yr
After 10yr DRIP, annual income (after tax)
$30,743,143,852.07/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, UMEWF beats the other by $30,743,143,369.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMEWF + SPHD for your $10,000?

UMEWF: 50%SPHD: 50%
100% SPHD50/50100% UMEWF
Portfolio after 10yr
$25376.96M
Annual income
$18,084,202,549.61/yr
Blended yield
71.26%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMEWF buys
0
SPHD buys
0
No recent congressional trades found for UMEWF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMEWFSPHD
Forward yield487.80%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$50753.89M$26.5K
Annual income after 10y$36,168,404,531.85$567.37
Total dividends collected$49478.61M$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UMEWF vs SPHD ($10,000, DRIP)

YearUMEWF PortfolioUMEWF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$59,480$48,780.49$11,130$430.50+$48.4KUMEWF
2$334,811$271,167.03$12,357$447.82+$322.5KUMEWF
3$1,784,770$1,426,522.08$13,687$464.65+$1.77MUMEWF
4$9,016,553$7,106,848.63$15,126$480.98+$9.00MUMEWF
5$43,202,271$33,554,559.81$16,682$496.78+$43.19MUMEWF
6$196,483,123$150,256,693.49$18,362$512.03+$196.46MUMEWF
7$848,895,486$638,658,543.63$20,174$526.72+$848.88MUMEWF
8$3,487,095,949$2,578,777,778.75$22,127$540.84+$3487.07MUMEWF
9$13,631,297,985$9,900,105,319.66$24,230$554.39+$13631.27MUMEWF
10$50,753,893,375$36,168,404,531.85$26,493$567.37+$50753.87MUMEWF

UMEWF vs SPHD: Complete Analysis 2026

UMEWFStock

UMeWorld Limited, together with its subsidiaries, operates as an educational technology company with a focus on the K-12 education market in China. It offers UMFun, a cloud-based assessment and learning analytics platform that analyzes and adapts to a student's performance and personalizes the delivery of proprietary educational items in accordance with the student's learning needs. The company's platform provides standards-based instruction, practice, assessments, and productivity tools that enhance the performance of educators and students. Its products also enable educators to track student performance in real-time to address individual student learning gaps while allowing administrators to monitor student progress and measure teacher effectiveness. It serves schools, teachers, students, and parents through online and mobile platforms. The company was formerly known as AlphaRx, Inc. and changed its name to UMeWorld Limited in March 2013. UMeWorld Limited was incorporated in 1997 and is based in Causeway Bay, Hong Kong.

Full UMEWF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.