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UMGNF vs XYLD: Dividend Comparison 2026

UMGNF yields 3.03% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UMGNF wins by $435.18M in total portfolio value
10 years
UMGNF
UMGNF
● Live price
3.03%
Share price
$19.71
Annual div
$0.60
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$435.20M
Annual income
$409,248,632.16
Full UMGNF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — UMGNF vs XYLD

📍 UMGNF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMGNFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMGNF + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMGNF pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMGNF
Annual income on $10K today (after 15% tax)
$257.46/yr
After 10yr DRIP, annual income (after tax)
$347,861,337.34/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, UMGNF beats the other by $347,858,601.17/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMGNF + XYLD for your $10,000?

UMGNF: 50%XYLD: 50%
100% XYLD50/50100% UMGNF
Portfolio after 10yr
$217.61M
Annual income
$204,625,925.59/yr
Blended yield
94.03%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UMGNF right now

UMGNF
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$30.00
+52.2% upside vs current
Range: $30.00 — $30.00
Altman Z
1.1
Piotroski
3/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMGNF buys
0
XYLD buys
0
No recent congressional trades found for UMGNF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMGNFXYLD
Forward yield3.03%10.98%
Annual dividend / share$0.60$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$435.20M$25.3K
Annual income after 10y$409,248,632.16$3,219.02
Total dividends collected$433.28M$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: UMGNF vs XYLD ($10,000, DRIP)

YearUMGNF PortfolioUMGNF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,306$605.79$10,818$1,098.39+$488.00UMGNF
2$13,377$1,280.16$11,738$1,222.51+$1.6KUMGNF
3$17,145$2,831.27$12,774$1,364.64+$4.4KUMGNF
4$25,128$6,782.60$13,944$1,527.86+$11.2KUMGNF
5$45,467$18,580.52$15,270$1,715.87+$30.2KUMGNF
6$111,492$62,841.80$16,775$1,933.09+$94.7KUMGNF
7$407,327$288,030.73$18,490$2,184.87+$388.8KUMGNF
8$2,402,754$1,966,914.07$20,450$2,477.63+$2.38MUMGNF
9$24,257,862$21,686,915.31$22,697$2,819.19+$24.24MUMGNF
10$435,204,544$409,248,632.16$25,280$3,219.02+$435.18MUMGNF

UMGNF vs XYLD: Complete Analysis 2026

UMGNFStock

Universal Music Group N.V. operates as a music company worldwide. It operates through Recorded Music, Music Publishing, and Merchandising & Other segments. The Recorded Music segment discovers and develops recording artists, as well as markets and promotes their music across various formats and platforms; and engages in the live events, sponsorship, film, and television operations. The Music Publishing segment discovers and develops songwriters, as well as owns and administers the copyright for musical compositions used in recordings, public performances, and related uses, such as films and advertisements. The Merchandising & Other segment produces and sells artist and other branded products through various sales channels, including fashion retail, concert touring, and internet, as well as offers brand rights management services. The company has approximately 3 million recordings, 4 million owned and administered titles, and 250 artists/brands, as well as owns approximately 50 labels covering various music genres. The company was incorporated in 2020 and is headquartered in Hilversum, the Netherlands.

Full UMGNF Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.