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UMI vs DIVO: Dividend Comparison 2026

UMI yields 5.96% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $1.1K in total portfolio value
10 years
UMI
UMI
● Live price
5.96%
Share price
$58.59
Annual div
$3.49
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.6K
Annual income
$870.56
Full UMI calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — UMI vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMIDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMI + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UMI pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMI
Annual income on $10K today (after 15% tax)
$506.22/yr
After 10yr DRIP, annual income (after tax)
$739.98/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $94.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMI + DIVO for your $10,000?

UMI: 50%DIVO: 50%
100% DIVO50/50100% UMI
Portfolio after 10yr
$30.2K
Annual income
$926.12/yr
Blended yield
3.07%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMI buys
0
DIVO buys
0
No recent congressional trades found for UMI or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMIDIVO
Forward yield5.96%6.49% ✓
Annual dividend / share$3.49 ✓$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.6K$30.7K ✓
Annual income after 10y$870.56$981.68 ✓
Total dividends collected$7.4K$8.2K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UMI vs DIVO ($10,000, DRIP)

YearUMI PortfolioUMI Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,296$595.55$11,349$649.42$53.00 → DIVO
2$12,715$628.70$12,833$688.83$118.00 → DIVO
3$14,266$661.40$14,459$727.90$193.00 → DIVO
4$15,959$693.56$16,238$766.49$279.00 → DIVO
5$17,801$725.07$18,179$804.47$378.00 → DIVO
6$19,803$755.86$20,293$841.71$490.00 → DIVO
7$21,975$785.85$22,591$878.14$616.00 → DIVO
8$24,328$815.00$25,087$913.65$759.00 → DIVO
9$26,874$843.25$27,791$948.18$917.00 → DIVO
10$29,626$870.56$30,718$981.68$1.1K → DIVO

UMI vs DIVO: Complete Analysis 2026

UMI — Stock

The Fund seeks a high level of current income and, as a secondary objective, capital appreciation. It is an actively managed ETF investing in equity securities of U.S. and Canadian companies engaged in the midstream energy sector.

Full UMI Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.