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UMI vs DVY: Dividend Comparison 2026

UMI yields 5.96% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UMI wins by $4.6K in total portfolio value
10 years
UMI
UMI
● Live price
5.96%
Share price
$58.59
Annual div
$3.49
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.6K
Annual income
$870.56
Full UMI calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — UMI vs DVY

📍 UMI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMIDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMI + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UMI pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMI
Annual income on $10K today (after 15% tax)
$506.22/yr
After 10yr DRIP, annual income (after tax)
$739.98/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, UMI beats the other by $367.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMI + DVY for your $10,000?

UMI: 50%DVY: 50%
100% DVY50/50100% UMI
Portfolio after 10yr
$27.3K
Annual income
$654.17/yr
Blended yield
2.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMI buys
0
DVY buys
0
No recent congressional trades found for UMI or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMIDVY
Forward yield5.96% ✓3.50%
Annual dividend / share$3.49$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.6K ✓$25.1K
Annual income after 10y$870.56 ✓$437.78
Total dividends collected$7.4K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UMI vs DVY ($10,000, DRIP)

YearUMI PortfolioUMI Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,296$595.55$11,050$349.62+$246.00 → UMI
2$12,715$628.70$12,184$361.04+$531.00 → UMI
3$14,266$661.40$13,409$372.07+$857.00 → UMI
4$15,959$693.56$14,730$382.68+$1.2K → UMI
5$17,801$725.07$16,154$392.89+$1.6K → UMI
6$19,803$755.86$17,688$402.69+$2.1K → UMI
7$21,975$785.85$19,338$412.07+$2.6K → UMI
8$24,328$815.00$21,113$421.04+$3.2K → UMI
9$26,874$843.25$23,020$429.61+$3.9K → UMI
10$29,626$870.56$25,070$437.78+$4.6K → UMI

UMI vs DVY: Complete Analysis 2026

UMI — Stock

The Fund seeks a high level of current income and, as a secondary objective, capital appreciation. It is an actively managed ETF investing in equity securities of U.S. and Canadian companies engaged in the midstream energy sector.

Full UMI Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.