HomeCompareUMICY vs VIG

UMICY vs VIG: Dividend Comparison 2026

UMICY yields 2.99% · VIG yields 1.61%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $9.0K in total portfolio value
10 years
UMICY
UMICY
● Live price
2.99%
Share price
$4.69
Annual div
$0.14
5Y div CAGR
-4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.3K
Annual income
$233.08
Full UMICY calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — UMICY vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMICYVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMICY + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMICY pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMICY
Annual income on $10K today (after 15% tax)
$253.73/yr
After 10yr DRIP, annual income (after tax)
$198.12/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, UMICY beats the other by $49.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMICY + VIG for your $10,000?

UMICY: 50%VIG: 50%
100% VIG50/50100% UMICY
Portfolio after 10yr
$27.8K
Annual income
$204.14/yr
Blended yield
0.73%
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Analyst Conviction Gap

Where Wall Street is split right now

UMICY
Analyst Ratings
3
Hold
Consensus: Hold
Altman Z
4.2
Piotroski
2/9
VIG
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMICY buys
0
VIG buys
9
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$VIG▲ Buy$1,001 - $15,0002024-05-16
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002023-12-28
Daniel Goldman🏢 House$UMICY▼ Sell$1,001 - $15,0002023-07-10
Ro Khanna🏢 House$VIG▼ Sell$15,001 - $50,0002023-05-04
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
Joe Courtney🏢 House$VIG▼ Sell$1,001 - $15,0002020-10-09
K. Michael Conaway🏢 House$VIG▼ Sell$50,001 - $100,0002020-09-08
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMICYVIG
Forward yield2.99%1.61%
Annual dividend / share$0.14$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-4%0%
Portfolio after 10y$23.3K$32.3K
Annual income after 10y$233.08$175.21
Total dividends collected$2.6K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UMICY vs VIG ($10,000, DRIP)

YearUMICY PortfolioUMICY Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$10,987$286.57$11,301$160.59$314.00VIG
2$12,038$282.47$12,752$162.91$714.00VIG
3$13,158$277.69$14,370$165.02$1.2KVIG
4$14,352$272.33$16,176$166.93$1.8KVIG
5$15,623$266.49$18,188$168.67$2.6KVIG
6$16,977$260.27$20,432$170.25$3.5KVIG
7$18,419$253.75$22,933$171.68$4.5KVIG
8$19,955$247.00$25,720$172.98$5.8KVIG
9$21,592$240.10$28,827$174.15$7.2KVIG
10$23,337$233.08$32,288$175.21$9.0KVIG

UMICY vs VIG: Complete Analysis 2026

UMICYStock

Umicore SA operates as a materials technology and recycling company worldwide. The company operates through Catalysis, Energy & Surface Technologies, and Recycling segments. The Catalysis segment produces automotive catalysts for gasoline, and diesel light and heavy-duty diesel applications; stationary catalysis for industrial emissions control; and precious metals-based compounds and catalysts for use in the pharmaceutical and fine chemicals industries, as well as fuel cell applications. The Energy & Surface Technologies segment offers cobalt and specialty materials, rechargeable battery materials, and electro-optic materials, as well as metal deposition solutions, including electroplating and PVD coating. The Recycling segment treats waste streams containing precious and other specialty metals from a range of industrial residues and end-of-life materials. This segment also produces precious metals-based materials for glass production, electric, and electronic applications. The company was formerly known as Union Minière du Haut Katanga and changed its name to Umicore SA in 2001. Umicore SA was founded in 1805 and is headquartered in Brussels, Belgium.

Full UMICY Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.