Home › Compare › UMMA vs O

UMMA vs O: Dividend Comparison 2026

UMMA yields 1.18% · O yields 5.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $1.4K in total portfolio value
10 years
UMMA
UMMA
● Live price
1.18%
Share price
$30.65
Annual div
$0.36
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$127.76
Full UMMA calculator →
O
Realty Income Corporation
● Live price
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →

Portfolio growth — UMMA vs O

📍 O pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMMAO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UMMA + O cover 8 of 12 months — good coverage

Jan
O
Feb
O
Mar
—
Apr
—
May
—
Jun
—
Jul
O
Aug
O
Sep
O
Oct
O
Nov
O
Dec
O
UMMA pays
O pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMMA
Annual income on $10K today (after 15% tax)
$100.58/yr
After 10yr DRIP, annual income (after tax)
$108.60/yr
O
Annual income on $10K today (after 15% tax)
$507.07/yr
After 10yr DRIP, annual income (after tax)
$1,203.73/yr
At 15% tax rate, O beats the other by $1,095.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMMA + O for your $10,000?

UMMA: 50%O: 50%
100% O50/50100% UMMA
Portfolio after 10yr
$22.1K
Annual income
$771.96/yr
Blended yield
3.50%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on O right now

UMMA
No analyst data
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+22.4% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMMA buys
0
O buys
0
No recent congressional trades found for UMMA or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMMAO
Forward yield1.18%5.97% ✓
Annual dividend / share$0.36$3.12 ✓
Payout ratio50% ✓76%
1-year div growth0%2.8% ✓
5-year div CAGR0%3.2% ✓
Portfolio after 10y$21.4K$22.7K ✓
Annual income after 10y$127.76$1,416.15 ✓
Total dividends collected$1.2K$9.6K ✓
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: UMMA vs O ($10,000, DRIP)

YearUMMA PortfolioUMMA Income/yrO PortfolioO Income/yrGap
1← crossover$10,818$118.32$10,826$615.65$8.00 → O
2$11,695$119.63$11,727$673.66$32.00 → O
3$12,635$120.87$12,710$737.59$75.00 → O
4$13,641$122.04$13,785$808.08$144.00 → O
5$14,719$123.14$14,961$885.87$242.00 → O
6$15,874$124.18$16,247$971.76$373.00 → O
7$17,110$125.16$17,655$1,066.66$545.00 → O
8$18,434$126.08$19,197$1,171.57$763.00 → O
9$19,851$126.95$20,888$1,287.65$1.0K → O
10$21,369$127.76$22,743$1,416.15$1.4K → O

UMMA vs O: Complete Analysis 2026

UMMA — Stock

The fund is an actively-managed exchange-traded fund (“ETF”) that seeks to invests in equity securities of global companies (excluding U.S. domiciled companies) the characteristics of which meet the requirements of Shariah and are consistent with Islamic principles as interpreted by subject-matter experts (each, a “Shariah Compliant Company”). The adviser seeks to invest the fund’s assets in securities similar to the components of, and to achieve returns similar to those of, the Dow Jones Islamic Market International Titans 100 Index (the “Index”). The fund is non-diversified.

Full UMMA Calculator →

O — REIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →
📬

Get this UMMA vs O comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UMMA vs SCHDUMMA vs JEPIUMMA vs KOUMMA vs MAINUMMA vs STAGUMMA vs ADCUMMA vs NNNUMMA vs VICI

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.