HomeCompareUMNOX vs SPHD

UMNOX vs SPHD: Dividend Comparison 2026

UMNOX yields 3.31% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.8K in total portfolio value
10 years
UMNOX
UMNOX
● Live price
3.31%
Share price
$9.59
Annual div
$0.32
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$409.18
Full UMNOX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — UMNOX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMNOXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMNOX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMNOX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMNOX
Annual income on $10K today (after 15% tax)
$281.12/yr
After 10yr DRIP, annual income (after tax)
$347.80/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $137.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMNOX + SPHD for your $10,000?

UMNOX: 50%SPHD: 50%
100% SPHD50/50100% UMNOX
Portfolio after 10yr
$25.6K
Annual income
$490.25/yr
Blended yield
1.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMNOX buys
0
SPHD buys
0
No recent congressional trades found for UMNOX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMNOXSPHD
Forward yield3.31%4.33%
Annual dividend / share$0.32$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.7K$26.5K
Annual income after 10y$409.18$571.32
Total dividends collected$3.7K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UMNOX vs SPHD ($10,000, DRIP)

YearUMNOX PortfolioUMNOX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,031$330.73$11,133$432.85$102.00SPHD
2$12,144$340.95$12,363$450.36$219.00SPHD
3$13,345$350.80$13,695$467.39$350.00SPHD
4$14,639$360.27$15,138$483.90$499.00SPHD
5$16,033$369.36$16,697$499.88$664.00SPHD
6$17,534$378.07$18,382$515.31$848.00SPHD
7$19,147$386.40$20,198$530.17$1.1KSPHD
8$20,882$394.36$22,157$544.46$1.3KSPHD
9$22,746$401.95$24,266$558.18$1.5KSPHD
10$24,747$409.18$26,536$571.32$1.8KSPHD

UMNOX vs SPHD: Complete Analysis 2026

UMNOXStock

The investment seeks total return and preservation of capital. Under normal circumstances, the Portfolio invests at least 80% of its assets in fixed-income securities of U.S. issuers, including U.S. government securities, corporate securities, mortgage-related and asset-backed securities, municipal securities, structured products, preferred stocks and inflation-indexed-securities. It may invest up to 20% of its assets in other securities which need not be fixed-income securities of U.S. issuers.

Full UMNOX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.