HomeCompareUMRRF vs CL

UMRRF vs CL: Dividend Comparison 2026

UMRRF yields 73.40% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UMRRF wins by $2843631888565.67M in total portfolio value
10 years
UMRRF
UMRRF
● Live price
73.40%
Share price
$0.19
Annual div
$0.14
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2843631888565.71M
Annual income
$2,836,209,087,779,137,000.00
Full UMRRF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — UMRRF vs CL

📍 UMRRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMRRFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMRRF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMRRF pays
CL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMRRF
Annual income on $10K today (after 15% tax)
$6,239.18/yr
After 10yr DRIP, annual income (after tax)
$2,410,777,724,612,266,500.00/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, UMRRF beats the other by $2,410,777,724,612,262,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMRRF + CL for your $10,000?

UMRRF: 50%CL: 50%
100% CL50/50100% UMRRF
Portfolio after 10yr
$1421815944282.88M
Annual income
$1,418,104,543,889,571,300.00/yr
Blended yield
99.74%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

UMRRF
No analyst data
Altman Z
-1.4
Piotroski
3/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMRRF buys
0
CL buys
0
No recent congressional trades found for UMRRF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMRRFCL
Forward yield73.40%2.43%
Annual dividend / share$0.14$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$2843631888565.71M$40.8K
Annual income after 10y$2,836,209,087,779,137,000.00$5,401.96
Total dividends collected$2843144056464.38M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UMRRF vs CL ($10,000, DRIP)

YearUMRRF PortfolioUMRRF Income/yrCL PortfolioCL Income/yrGap
1← crossover$25,380$14,680.41$11,012$312.01+$14.4KUMRRF
2$96,801$69,643.91$12,196$412.95+$84.6KUMRRF
3$600,067$496,489.78$13,599$549.66+$586.5KUMRRF
4$6,394,835$5,752,763.36$15,288$736.64+$6.38MUMRRF
5$121,433,988$114,591,514.54$17,353$995.28+$121.42MUMRRF
6$4,197,266,167$4,067,331,799.59$19,926$1,357.80+$4197.25MUMRRF
7$267,264,882,042$262,773,807,243.66$23,194$1,873.82+$267264.86MUMRRF
8$31,561,431,416,403$31,275,457,992,618.20$27,439$2,621.52+$31561431.39MUMRRF
9$6,937,196,996,801,481$6,903,426,265,185,930.00$33,088$3,727.38+$6937196996.77MUMRRF
10$2,843,631,888,565,714,400$2,836,209,087,779,137,000.00$40,806$5,401.96+$2843631888565.67MUMRRF

UMRRF vs CL: Complete Analysis 2026

UMRRFStock

US Masters Residential Property Fund (Fund) was established in 2011 and is listed on the Australian Securities Exchange (URF.ASX). The Fund was established to give investors exposure to US residential property and is the largest Australian-listed property trust with a primary strategy of investing in freestanding and multi-tenant US residential property in the New York metropolitan area. The Fund is focused on seeking to achieve long-term returns through a combination of income from rental yields along with potential long-term capital growth. Since 2011, the Fund's portfolio has grown to 982 housing units across 551 freestanding properties, with a gross asset value of approximately $1.2 billion (as at 30 June 2020). The Fund conducts all its New York metropolitan area residential investment through its controlled entity US Masters Residential Property (USA) Fund, a Maryland Real Estate Investment Trust (US REIT). A dedicated team of highly-skilled professionals based in New York manages every aspect of the real estate investment process – from acquiring the properties and rehabilitating the assets, to leasing the homes and ongoing tenant management.

Full UMRRF Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.