HomeCompareUMRRF vs PEP

UMRRF vs PEP: Dividend Comparison 2026

UMRRF yields 73.40% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UMRRF wins by $2843631888565.57M in total portfolio value
10 years
UMRRF
UMRRF
● Live price
73.40%
Share price
$0.19
Annual div
$0.14
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2843631888565.71M
Annual income
$2,836,209,087,779,137,000.00
Full UMRRF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — UMRRF vs PEP

📍 UMRRF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMRRFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMRRF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMRRF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMRRF
Annual income on $10K today (after 15% tax)
$6,239.18/yr
After 10yr DRIP, annual income (after tax)
$2,410,777,724,612,266,500.00/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, UMRRF beats the other by $2,410,777,724,612,214,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMRRF + PEP for your $10,000?

UMRRF: 50%PEP: 50%
100% PEP50/50100% UMRRF
Portfolio after 10yr
$1421815944282.93M
Annual income
$1,418,104,543,889,599,500.00/yr
Blended yield
99.74%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

UMRRF
No analyst data
Altman Z
-1.4
Piotroski
3/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMRRF buys
0
PEP buys
0
No recent congressional trades found for UMRRF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMRRFPEP
Forward yield73.40%3.63%
Annual dividend / share$0.14$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$2843631888565.71M$141.9K
Annual income after 10y$2,836,209,087,779,137,000.00$61,875.67
Total dividends collected$2843144056464.38M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UMRRF vs PEP ($10,000, DRIP)

YearUMRRF PortfolioUMRRF Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$25,380$14,680.41$10,849$509.42+$14.5KUMRRF
2$96,801$69,643.91$11,969$750.47+$84.8KUMRRF
3$600,067$496,489.78$13,500$1,124.14+$586.6KUMRRF
4$6,394,835$5,752,763.36$15,680$1,721.66+$6.38MUMRRF
5$121,433,988$114,591,514.54$18,929$2,715.34+$121.42MUMRRF
6$4,197,266,167$4,067,331,799.59$24,023$4,450.80+$4197.24MUMRRF
7$267,264,882,042$262,773,807,243.66$32,510$7,669.92+$267264.85MUMRRF
8$31,561,431,416,403$31,275,457,992,618.20$47,709$14,093.60+$31561431.37MUMRRF
9$6,937,196,996,801,481$6,903,426,265,185,930.00$77,415$28,083.48+$6937196996.72MUMRRF
10$2,843,631,888,565,714,400$2,836,209,087,779,137,000.00$141,922$61,875.67+$2843631888565.57MUMRRF

UMRRF vs PEP: Complete Analysis 2026

UMRRFStock

US Masters Residential Property Fund (Fund) was established in 2011 and is listed on the Australian Securities Exchange (URF.ASX). The Fund was established to give investors exposure to US residential property and is the largest Australian-listed property trust with a primary strategy of investing in freestanding and multi-tenant US residential property in the New York metropolitan area. The Fund is focused on seeking to achieve long-term returns through a combination of income from rental yields along with potential long-term capital growth. Since 2011, the Fund's portfolio has grown to 982 housing units across 551 freestanding properties, with a gross asset value of approximately $1.2 billion (as at 30 June 2020). The Fund conducts all its New York metropolitan area residential investment through its controlled entity US Masters Residential Property (USA) Fund, a Maryland Real Estate Investment Trust (US REIT). A dedicated team of highly-skilled professionals based in New York manages every aspect of the real estate investment process – from acquiring the properties and rehabilitating the assets, to leasing the homes and ongoing tenant management.

Full UMRRF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.