HomeCompareUMTAF vs CL

UMTAF vs CL: Dividend Comparison 2026

UMTAF yields 58.82% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UMTAF wins by $19374.24M in total portfolio value
10 years
UMTAF
UMTAF
● Live price
58.82%
Share price
$0.60
Annual div
$0.35
5Y div CAGR
41.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19374.28M
Annual income
$17,550,348,472.66
Full UMTAF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — UMTAF vs CL

📍 UMTAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMTAFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMTAF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMTAF pays
CL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMTAF
Annual income on $10K today (after 15% tax)
$5,000.00/yr
After 10yr DRIP, annual income (after tax)
$14,917,796,201.76/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, UMTAF beats the other by $14,917,791,610.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMTAF + CL for your $10,000?

UMTAF: 50%CL: 50%
100% CL50/50100% UMTAF
Portfolio after 10yr
$9687.16M
Annual income
$8,775,176,937.31/yr
Blended yield
90.59%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

UMTAF
No analyst data
Altman Z
1.2
Piotroski
6/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMTAF buys
0
CL buys
0
No recent congressional trades found for UMTAF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMTAFCL
Forward yield58.82%2.43%
Annual dividend / share$0.35$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR41.5%28.6%
Portfolio after 10y$19374.28M$40.8K
Annual income after 10y$17,550,348,472.66$5,401.96
Total dividends collected$19239.07M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UMTAF vs CL ($10,000, DRIP)

YearUMTAF PortfolioUMTAF Income/yrCL PortfolioCL Income/yrGap
1← crossover$19,024$8,323.53$11,012$312.01+$8.0KUMTAF
2$41,295$20,939.74$12,196$412.95+$29.1KUMTAF
3$104,296$60,110.37$13,599$549.66+$90.7KUMTAF
4$312,364$200,767.26$15,288$736.64+$297.1KUMTAF
5$1,129,398$795,168.21$17,353$995.28+$1.11MUMTAF
6$5,010,504$3,802,048.80$19,926$1,357.80+$4.99MUMTAF
7$27,667,405$22,306,165.71$23,194$1,873.82+$27.64MUMTAF
8$192,490,433$162,886,309.88$27,439$2,621.52+$192.46MUMTAF
9$1,704,606,994$1,498,642,230.13$33,088$3,727.38+$1704.57MUMTAF
10$19,374,277,956$17,550,348,472.66$40,806$5,401.96+$19374.24MUMTAF

UMTAF vs CL: Complete Analysis 2026

UMTAFStock

Genertec Universal Medical Group Company Limited, together with its subsidiaries, offers financing and advisory services in the People's Republic of China. It operates in two segments, Finance and Advisory and Hospital Group. The Finance and Advisory segment provides direct finance leasing; sale and leaseback; factoring; operating leases; and advisory services. The Hospital Group segment engages in the provision of medical services; hospital and healthcare management; and import and export trading businesses, as well as trading of medical-related goods. The company is also involved in the provision of medical technology; hospital digitalization, construction, and management services; property management; and medical consulting services. It serves patients, hospitals, medical equipment suppliers, and other public institutions. The company was formerly known as Universal Medical Financial & Technical Advisory Services Company Limited and changed its name to Genertec Universal Medical Group Company Limited in July 2018. Genertec Universal Medical Group Company Limited was founded in 1984 and is headquartered in Beijing, China.

Full UMTAF Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.