Is UMTAF or JEPQ a better dividend investment in 2026?

UMTAF currently yields 58.82% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: UMTAF offers higher current income.

What is the dividend yield difference between UMTAF and JEPQ?

UMTAF has a forward dividend yield of 58.82% ($0.35/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 47.72 percentage points.

Home › Compare › UMTAF vs JEPQ

UMTAF vs JEPQ: Dividend Comparison 2026

UMTAF yields 58.82% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled

🏆 UMTAF wins by $19374.23M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UMTAF

● Live price

58.82%

Share price

$0.60

Annual div

$0.35

5Y div CAGR

41.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19374.28M

Annual income

$17,550,348,472.66

Full UMTAF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — UMTAF vs JEPQ

📍 UMTAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UMTAF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UMTAF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

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Dec

—

UMTAF pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMTAF

Annual income on $10K today (after 15% tax)

$5,000.00/yr

After 10yr DRIP, annual income (after tax)

$14,917,796,201.76/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, UMTAF beats the other by $14,917,794,372.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UMTAF + JEPQ for your $10,000?

UMTAF: 50%JEPQ: 50%

100% JEPQ50/50100% UMTAF

Portfolio after 10yr

$9687.16M

Annual income

$8,775,175,312.62/yr

Blended yield

90.59%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMTAF buys

JEPQ buys

No recent congressional trades found for UMTAF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUMTAFJEPQ

Forward yield	58.82% ✓	11.10%
Annual dividend / share	$0.35	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	41.5% ✓	0%
Portfolio after 10y	$19374.28M ✓	$44.8K
Annual income after 10y	$17,550,348,472.66 ✓	$2,152.59
Total dividends collected	$19239.07M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UMTAF vs JEPQ ($10,000, DRIP)

Year	UMTAF Portfolio	UMTAF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$19,024	$8,323.53	$11,930	$1,110.39	+$7.1K → UMTAF
2	$41,295	$20,939.74	$14,133	$1,224.34	+$27.2K → UMTAF
3	$104,296	$60,110.37	$16,632	$1,340.46	+$87.7K → UMTAF
4	$312,364	$200,767.26	$19,454	$1,457.97	+$292.9K → UMTAF
5	$1,129,398	$795,168.21	$22,626	$1,576.08	+$1.11M → UMTAF
6	$5,010,504	$3,802,048.80	$26,175	$1,694.09	+$4.98M → UMTAF
7	$27,667,405	$22,306,165.71	$30,133	$1,811.32	+$27.64M → UMTAF
8	$192,490,433	$162,886,309.88	$34,531	$1,927.17	+$192.46M → UMTAF
9	$1,704,606,994	$1,498,642,230.13	$39,403	$2,041.08	+$1704.57M → UMTAF
10	$19,374,277,956	$17,550,348,472.66	$44,787	$2,152.59	+$19374.23M → UMTAF

UMTAF vs JEPQ: Complete Analysis 2026

UMTAF — Stock

Genertec Universal Medical Group Company Limited, together with its subsidiaries, offers financing and advisory services in the People's Republic of China. It operates in two segments, Finance and Advisory and Hospital Group. The Finance and Advisory segment provides direct finance leasing; sale and leaseback; factoring; operating leases; and advisory services. The Hospital Group segment engages in the provision of medical services; hospital and healthcare management; and import and export trading businesses, as well as trading of medical-related goods. The company is also involved in the provision of medical technology; hospital digitalization, construction, and management services; property management; and medical consulting services. It serves patients, hospitals, medical equipment suppliers, and other public institutions. The company was formerly known as Universal Medical Financial & Technical Advisory Services Company Limited and changed its name to Genertec Universal Medical Group Company Limited in July 2018. Genertec Universal Medical Group Company Limited was founded in 1984 and is headquartered in Beijing, China.

Full UMTAF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.