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UMTAF vs PM: Dividend Comparison 2026

UMTAF yields 58.82% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UMTAF wins by $19374.23M in total portfolio value
10 years
UMTAF
UMTAF
● Live price
58.82%
Share price
$0.60
Annual div
$0.35
5Y div CAGR
41.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19374.28M
Annual income
$17,550,348,472.66
Full UMTAF calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — UMTAF vs PM

📍 UMTAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMTAFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMTAF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMTAF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMTAF
Annual income on $10K today (after 15% tax)
$5,000.00/yr
After 10yr DRIP, annual income (after tax)
$14,917,796,201.76/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, UMTAF beats the other by $14,917,794,074.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMTAF + PM for your $10,000?

UMTAF: 50%PM: 50%
100% PM50/50100% UMTAF
Portfolio after 10yr
$9687.16M
Annual income
$8,775,175,487.64/yr
Blended yield
90.59%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

UMTAF
No analyst data
Altman Z
1.2
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMTAF buys
0
PM buys
0
No recent congressional trades found for UMTAF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMTAFPM
Forward yield58.82%3.49%
Annual dividend / share$0.35$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR41.5%17.2%
Portfolio after 10y$19374.28M$49.6K
Annual income after 10y$17,550,348,472.66$2,502.61
Total dividends collected$19239.07M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UMTAF vs PM ($10,000, DRIP)

YearUMTAF PortfolioUMTAF Income/yrPM PortfolioPM Income/yrGap
1← crossover$19,024$8,323.53$11,650$409.56+$7.4KUMTAF
2$41,295$20,939.74$13,592$497.49+$27.7KUMTAF
3$104,296$60,110.37$15,882$605.21+$88.4KUMTAF
4$312,364$200,767.26$18,589$737.41+$293.8KUMTAF
5$1,129,398$795,168.21$21,794$899.94+$1.11MUMTAF
6$5,010,504$3,802,048.80$25,597$1,100.16+$4.98MUMTAF
7$27,667,405$22,306,165.71$30,118$1,347.30+$27.64MUMTAF
8$192,490,433$162,886,309.88$35,505$1,652.97+$192.45MUMTAF
9$1,704,606,994$1,498,642,230.13$41,940$2,031.88+$1704.57MUMTAF
10$19,374,277,956$17,550,348,472.66$49,643$2,502.61+$19374.23MUMTAF

UMTAF vs PM: Complete Analysis 2026

UMTAFStock

Genertec Universal Medical Group Company Limited, together with its subsidiaries, offers financing and advisory services in the People's Republic of China. It operates in two segments, Finance and Advisory and Hospital Group. The Finance and Advisory segment provides direct finance leasing; sale and leaseback; factoring; operating leases; and advisory services. The Hospital Group segment engages in the provision of medical services; hospital and healthcare management; and import and export trading businesses, as well as trading of medical-related goods. The company is also involved in the provision of medical technology; hospital digitalization, construction, and management services; property management; and medical consulting services. It serves patients, hospitals, medical equipment suppliers, and other public institutions. The company was formerly known as Universal Medical Financial & Technical Advisory Services Company Limited and changed its name to Genertec Universal Medical Group Company Limited in July 2018. Genertec Universal Medical Group Company Limited was founded in 1984 and is headquartered in Beijing, China.

Full UMTAF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.