HomeCompareUMTAF vs SPHD

UMTAF vs SPHD: Dividend Comparison 2026

UMTAF yields 58.82% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UMTAF wins by $19374.25M in total portfolio value
10 years
UMTAF
UMTAF
● Live price
58.82%
Share price
$0.60
Annual div
$0.35
5Y div CAGR
41.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19374.28M
Annual income
$17,550,348,472.66
Full UMTAF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — UMTAF vs SPHD

📍 UMTAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUMTAFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UMTAF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UMTAF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UMTAF
Annual income on $10K today (after 15% tax)
$5,000.00/yr
After 10yr DRIP, annual income (after tax)
$14,917,796,201.76/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, UMTAF beats the other by $14,917,795,716.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UMTAF + SPHD for your $10,000?

UMTAF: 50%SPHD: 50%
100% SPHD50/50100% UMTAF
Portfolio after 10yr
$9687.15M
Annual income
$8,775,174,521.99/yr
Blended yield
90.59%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UMTAF buys
0
SPHD buys
0
No recent congressional trades found for UMTAF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUMTAFSPHD
Forward yield58.82%4.33%
Annual dividend / share$0.35$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR41.5%0%
Portfolio after 10y$19374.28M$26.5K
Annual income after 10y$17,550,348,472.66$571.32
Total dividends collected$19239.07M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UMTAF vs SPHD ($10,000, DRIP)

YearUMTAF PortfolioUMTAF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$19,024$8,323.53$11,133$432.85+$7.9KUMTAF
2$41,295$20,939.74$12,363$450.36+$28.9KUMTAF
3$104,296$60,110.37$13,695$467.39+$90.6KUMTAF
4$312,364$200,767.26$15,138$483.90+$297.2KUMTAF
5$1,129,398$795,168.21$16,697$499.88+$1.11MUMTAF
6$5,010,504$3,802,048.80$18,382$515.31+$4.99MUMTAF
7$27,667,405$22,306,165.71$20,198$530.17+$27.65MUMTAF
8$192,490,433$162,886,309.88$22,157$544.46+$192.47MUMTAF
9$1,704,606,994$1,498,642,230.13$24,266$558.18+$1704.58MUMTAF
10$19,374,277,956$17,550,348,472.66$26,536$571.32+$19374.25MUMTAF

UMTAF vs SPHD: Complete Analysis 2026

UMTAFStock

Genertec Universal Medical Group Company Limited, together with its subsidiaries, offers financing and advisory services in the People's Republic of China. It operates in two segments, Finance and Advisory and Hospital Group. The Finance and Advisory segment provides direct finance leasing; sale and leaseback; factoring; operating leases; and advisory services. The Hospital Group segment engages in the provision of medical services; hospital and healthcare management; and import and export trading businesses, as well as trading of medical-related goods. The company is also involved in the provision of medical technology; hospital digitalization, construction, and management services; property management; and medical consulting services. It serves patients, hospitals, medical equipment suppliers, and other public institutions. The company was formerly known as Universal Medical Financial & Technical Advisory Services Company Limited and changed its name to Genertec Universal Medical Group Company Limited in July 2018. Genertec Universal Medical Group Company Limited was founded in 1984 and is headquartered in Beijing, China.

Full UMTAF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.