Is UNBX or XYLD a better dividend investment in 2026?

UNBX currently yields 3565.06% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: UNBX offers higher current income.

What is the dividend yield difference between UNBX and XYLD?

UNBX has a forward dividend yield of 3565.06% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3554.08 percentage points.

Home › Compare › UNBX vs XYLD

UNBX vs XYLD: Dividend Comparison 2026

UNBX yields 3565.06% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UNBX wins by $2369909735022.58M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UNBX

● Live price

3565.06%

Share price

$0.06

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2369909735022.61M

Annual income

$2,245,979,727,951,141,600.00

Full UNBX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — UNBX vs XYLD

📍 UNBX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UNBX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UNBX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UNBX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNBX

Annual income on $10K today (after 15% tax)

$303,030.30/yr

After 10yr DRIP, annual income (after tax)

$1,909,082,768,758,470,400.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, UNBX beats the other by $1,909,082,768,758,467,600.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UNBX + XYLD for your $10,000?

UNBX: 50%XYLD: 50%

100% XYLD50/50100% UNBX

Portfolio after 10yr

$1184954867511.32M

Annual income

$1,122,989,863,975,572,500.00/yr

Blended yield

94.77%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on UNBX right now

UNBX

Analyst Ratings

Buy

Hold

Consensus: Buy

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNBX buys

XYLD buys

No recent congressional trades found for UNBX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUNBXXYLD

Forward yield	3565.06% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2369909735022.61M ✓	$25.3K
Annual income after 10y	$2,245,979,727,951,141,600.00 ✓	$3,219.02
Total dividends collected	$2361413945486.29M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UNBX vs XYLD ($10,000, DRIP)

Year	UNBX Portfolio	UNBX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$367,206	$356,506.24	$10,818	$1,098.39	+$356.4K → UNBX
2	$12,627,613	$12,234,702.35	$11,738	$1,222.51	+$12.62M → UNBX
3	$406,718,186	$393,206,640.24	$12,774	$1,364.64	+$406.71M → UNBX
4	$12,271,309,381	$11,836,120,922.02	$13,944	$1,527.86	+$12271.30M → UNBX
5	$346,881,572,784	$333,751,271,746.48	$15,270	$1,715.87	+$346881.56M → UNBX
6	$9,188,338,588,150	$8,817,175,305,270.23	$16,775	$1,933.09	+$9188338.57M → UNBX
7	$228,105,246,638,932	$218,273,724,349,612.40	$18,490	$2,184.87	+$228105246.62M → UNBX
8	$5,308,332,274,043,270	$5,064,259,660,139,612.00	$20,450	$2,477.63	+$5308332274.02M → UNBX
9	$115,822,436,515,387,340	$110,142,520,982,161,040.00	$22,697	$2,819.19	+$115822436515.36M → UNBX
10	$2,369,909,735,022,606,300	$2,245,979,727,951,141,600.00	$25,280	$3,219.02	+$2369909735022.58M → UNBX

UNBX vs XYLD: Complete Analysis 2026

UNBX — Stock

Unity Biotechnology, Inc. is a biotechnology firm developing therapies to slow, halt, or reverse aging-related diseases with programs like senolytic candidates targeting ophthalmologic and neurologic disorders.

Full UNBX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.