Is UNCFF or FCPT a better dividend investment in 2026?

UNCFF currently yields 4.56% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between UNCFF and FCPT?

UNCFF has a forward dividend yield of 4.56% ($3.32/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 1.49 percentage points.

Home › Compare › UNCFF vs FCPT

UNCFF vs FCPT: Dividend Comparison 2026

UNCFF yields 4.56% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UNCFF wins by $3674.22M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UNCFF

● Live price

4.56%

Share price

$72.83

Annual div

$3.32

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3674.27M

Annual income

$3,525,716,813.47

Full UNCFF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — UNCFF vs FCPT

📍 UNCFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UNCFF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UNCFF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UNCFF pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNCFF

Annual income on $10K today (after 15% tax)

$387.54/yr

After 10yr DRIP, annual income (after tax)

$2,996,859,291.45/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, UNCFF beats the other by $2,996,854,382.46/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UNCFF + FCPT for your $10,000?

UNCFF: 50%FCPT: 50%

100% FCPT50/50100% UNCFF

Portfolio after 10yr

$1837.16M

Annual income

$1,762,861,294.38/yr

Blended yield

95.96%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

UNCFF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.3

Piotroski

3/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNCFF buys

FCPT buys

No recent congressional trades found for UNCFF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUNCFFFCPT

Forward yield	4.56%	6.05% ✓
Annual dividend / share	$3.32 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	15.8%
Portfolio after 10y	$3674.27M ✓	$49.1K
Annual income after 10y	$3,525,716,813.47 ✓	$5,775.28
Total dividends collected	$3663.77M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Buy	Hold

Year-by-year: UNCFF vs FCPT ($10,000, DRIP)

Year	UNCFF Portfolio	UNCFF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,612	$911.86	$11,401	$700.92	+$211.00 → UNCFF
2	$14,404	$1,979.13	$13,064	$864.84	+$1.3K → UNCFF
3	$20,001	$4,588.78	$15,051	$1,072.48	+$5.0K → UNCFF
4	$33,311	$11,910.08	$17,442	$1,337.22	+$15.9K → UNCFF
5	$72,719	$37,076.59	$20,340	$1,677.08	+$52.4K → UNCFF
6	$229,099	$151,289.31	$23,880	$2,116.57	+$205.2K → UNCFF
7	$1,136,033	$890,897.33	$28,241	$2,689.36	+$1.11M → UNCFF
8	$9,472,924	$8,257,368.72	$33,660	$3,442.07	+$9.44M → UNCFF
9	$138,836,728	$128,700,699.24	$40,456	$4,439.95	+$138.80M → UNCFF
10	$3,674,272,113	$3,525,716,813.47	$49,063	$5,775.28	+$3674.22M → UNCFF

UNCFF vs FCPT: Complete Analysis 2026

UNCFF — Stock

UniCredit S.p.A. operates as a commercial bank that provides retail, corporate, and private banking services. It offers accounts and deposits, loans, cards, transactions and payments, funds, advisory, treasury, and insurance products, as well as digital and mobile banking services. The company also provides solutions for payments and liquidity, working capital, hedging, international trade, and treasury operations; and funding solutions comprising of structured, project, and commodity trade and export finance, as well as debt and equity funding; and structured investments and investments advisory solutions. In addition, the company provides corporate finance, capital structure, and rating advisory, as well as patient capital, financial sponsor solutions, and sustainable finance solutions. It servs retail, corporate, and public sector customers, as well as international companies and institutional clients. The company operates in Italy, Other European countries, America, Asia, and internationally. The company was formerly known as Unicredito Italiano S.p.A and changed its name to UniCredit S.p.A. UniCredit S.p.A. was founded in 1870 and is headquartered in Milan, Italy.

Full UNCFF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.