HomeCompareUNCFF vs QYLD

UNCFF vs QYLD: Dividend Comparison 2026

UNCFF yields 4.56% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UNCFF wins by $3674.25M in total portfolio value
10 years
UNCFF
UNCFF
● Live price
4.56%
Share price
$72.83
Annual div
$3.32
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3674.27M
Annual income
$3,525,716,813.47
Full UNCFF calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — UNCFF vs QYLD

📍 UNCFF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNCFFQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UNCFF + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNCFF pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNCFF
Annual income on $10K today (after 15% tax)
$387.54/yr
After 10yr DRIP, annual income (after tax)
$2,996,859,291.45/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, UNCFF beats the other by $2,996,854,481.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNCFF + QYLD for your $10,000?

UNCFF: 50%QYLD: 50%
100% QYLD50/50100% UNCFF
Portfolio after 10yr
$1837.15M
Annual income
$1,762,861,236.40/yr
Blended yield
95.96%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UNCFF right now

UNCFF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
0.3
Piotroski
3/9
QYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNCFF buys
0
QYLD buys
1
PoliticianChamberTickerTypeAmountDate
Tim Moore🏢 House$QYLD▼ Sell$15,001 - $50,0002025-05-02
Tim Moore🏢 House$QYLD▲ Buy$15,001 - $50,0002025-04-07
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002022-11-14
Dwight Evans🏢 House$QYLD▼ Sell$1,001 - $15,0002020-10-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNCFFQYLD
Forward yield4.56%11.92%
Annual dividend / share$3.32$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$3674.27M$25.4K
Annual income after 10y$3,525,716,813.47$5,659.31
Total dividends collected$3663.77M$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: UNCFF vs QYLD ($10,000, DRIP)

YearUNCFF PortfolioUNCFF Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,612$911.86$10,352$1,192.36+$1.3KUNCFF
2$14,404$1,979.13$10,830$1,347.57+$3.6KUNCFF
3$20,001$4,588.78$11,460$1,539.07+$8.5KUNCFF
4$33,311$11,910.08$12,275$1,777.84+$21.0KUNCFF
5$72,719$37,076.59$13,323$2,078.95+$59.4KUNCFF
6$229,099$151,289.31$14,667$2,463.34+$214.4KUNCFF
7$1,136,033$890,897.33$16,396$2,960.57+$1.12MUNCFF
8$9,472,924$8,257,368.72$18,631$3,612.97+$9.45MUNCFF
9$138,836,728$128,700,699.24$21,548$4,482.15+$138.82MUNCFF
10$3,674,272,113$3,525,716,813.47$25,398$5,659.31+$3674.25MUNCFF

UNCFF vs QYLD: Complete Analysis 2026

UNCFFStock

UniCredit S.p.A. operates as a commercial bank that provides retail, corporate, and private banking services. It offers accounts and deposits, loans, cards, transactions and payments, funds, advisory, treasury, and insurance products, as well as digital and mobile banking services. The company also provides solutions for payments and liquidity, working capital, hedging, international trade, and treasury operations; and funding solutions comprising of structured, project, and commodity trade and export finance, as well as debt and equity funding; and structured investments and investments advisory solutions. In addition, the company provides corporate finance, capital structure, and rating advisory, as well as patient capital, financial sponsor solutions, and sustainable finance solutions. It servs retail, corporate, and public sector customers, as well as international companies and institutional clients. The company operates in Italy, Other European countries, America, Asia, and internationally. The company was formerly known as Unicredito Italiano S.p.A and changed its name to UniCredit S.p.A. UniCredit S.p.A. was founded in 1870 and is headquartered in Milan, Italy.

Full UNCFF Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
📬

Get this UNCFF vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UNCFF vs SCHDUNCFF vs JEPIUNCFF vs OUNCFF vs KOUNCFF vs MAINUNCFF vs XYLDUNCFF vs JEPQUNCFF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.