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UNCRY vs PM: Dividend Comparison 2026

UNCRY yields 4.40% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UNCRY wins by $3006.76M in total portfolio value· pulled ahead in Year 2
10 years
UNCRY
UNCRY
● Live price
4.40%
Share price
$33.95
Annual div
$1.49
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3006.81M
Annual income
$2,880,905,006.62
Full UNCRY calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — UNCRY vs PM

📍 UNCRY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNCRYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UNCRY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNCRY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNCRY
Annual income on $10K today (after 15% tax)
$373.64/yr
After 10yr DRIP, annual income (after tax)
$2,448,769,255.63/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, UNCRY beats the other by $2,448,767,128.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNCRY + PM for your $10,000?

UNCRY: 50%PM: 50%
100% PM50/50100% UNCRY
Portfolio after 10yr
$1503.43M
Annual income
$1,440,453,754.62/yr
Blended yield
95.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

UNCRY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
0.3
Piotroski
3/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNCRY buys
0
PM buys
0
No recent congressional trades found for UNCRY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNCRYPM
Forward yield4.40%3.49%
Annual dividend / share$1.49$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$3006.81M$49.6K
Annual income after 10y$2,880,905,006.62$2,502.61
Total dividends collected$2997.88M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: UNCRY vs PM ($10,000, DRIP)

YearUNCRY PortfolioUNCRY Income/yrPM PortfolioPM Income/yrGap
1$11,579$879.15$11,650$409.56$71.00PM
2← crossover$14,292$1,902.78$13,592$497.49+$700.00UNCRY
3$19,683$4,390.00$15,882$605.21+$3.8KUNCRY
4$32,361$11,300.40$18,589$737.41+$13.8KUNCRY
5$69,354$34,727.53$21,794$899.94+$47.6KUNCRY
6$213,322$139,112.92$25,597$1,100.16+$187.7KUNCRY
7$1,028,047$799,792.45$30,118$1,347.30+$997.9KUNCRY
8$8,304,469$7,204,458.94$35,505$1,652.97+$8.27MUNCRY
9$117,665,175$108,779,393.64$41,940$2,031.88+$117.62MUNCRY
10$3,006,806,744$2,880,905,006.62$49,643$2,502.61+$3006.76MUNCRY

UNCRY vs PM: Complete Analysis 2026

UNCRYStock

UniCredit S.p.A. operates as a commercial bank that provides retail, corporate, and private banking services. It offers accounts and deposits, loans, cards, transactions and payments, funds, advisory, treasury, and insurance products, as well as digital and mobile banking services. The company also provides solutions for payments and liquidity, working capital, hedging, international trade, and treasury operations; and funding solutions comprising of structured, project, and commodity trade and export finance, as well as debt and equity funding; and structured investments and investments advisory solutions. In addition, the company provides corporate finance, capital structure, and rating advisory, as well as patient capital, financial sponsor solutions, and sustainable finance solutions. It servs retail, corporate, and public sector customers, as well as international companies and institutional clients. The company operates in Italy, Other European countries, America, Asia, and internationally. The company was formerly known as Unicredito Italiano S.p.A and changed its name to UniCredit S.p.A. UniCredit S.p.A. was founded in 1870 and is headquartered in Milan, Italy.

Full UNCRY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.