Is UNHLF or SPHD a better dividend investment in 2026?

UNHLF currently yields 1.51% with a 5% 5-year dividend growth rate. SPHD yields 4.30% with 5% growth. The better choice depends on your goal: SPHD offers higher current income.

What is the dividend yield difference between UNHLF and SPHD?

UNHLF has a forward dividend yield of 1.51% ($0.00/share annually). SPHD yields 4.30% ($2.14/share annually). The yield gap is 2.79 percentage points.

Home › Compare › UNHLF vs SPHD

UNHLF vs SPHD: Dividend Comparison 2026

UNHLF yields 1.51% · SPHD yields 4.30%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $6.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UNHLF

● Live price

1.51%

Share price

$0.09

Annual div

$0.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.9K

Annual income

$0.15

Full UNHLF calculator →

SPHD

● Live price

4.30%

Share price

$49.61

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$567.37

Full SPHD calculator →

Portfolio growth — UNHLF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UNHLF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UNHLF + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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UNHLF pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNHLF

Annual income on $10K today (after 15% tax)

$128.49/yr

After 10yr DRIP, annual income (after tax)

$0.13/yr

SPHD

Annual income on $10K today (after 15% tax)

$365.92/yr

After 10yr DRIP, annual income (after tax)

$482.26/yr

At 15% tax rate, SPHD beats the other by $482.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UNHLF + SPHD for your $10,000?

UNHLF: 50%SPHD: 50%

100% SPHD50/50100% UNHLF

Portfolio after 10yr

$23.2K

Annual income

$283.75/yr

Blended yield

1.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNHLF buys

SPHD buys

No recent congressional trades found for UNHLF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUNHLFSPHD

Forward yield	1.51%	4.30% ✓
Annual dividend / share	$0.00	$2.14 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$19.9K	$26.5K ✓
Annual income after 10y	$0.15	$567.37 ✓
Total dividends collected	$152.00 ✓	$5.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UNHLF vs SPHD ($10,000, DRIP)

Year	UNHLF Portfolio	UNHLF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$10,776	$75.58	$11,130	$430.50	$354.00 → SPHD
2	$11,568	$38.06	$12,357	$447.82	$789.00 → SPHD
3	$12,397	$19.09	$13,687	$464.65	$1.3K → SPHD
4	$13,274	$9.56	$15,126	$480.98	$1.9K → SPHD
5	$14,208	$4.78	$16,682	$496.78	$2.5K → SPHD
6	$15,205	$2.39	$18,362	$512.03	$3.2K → SPHD
7	$16,271	$1.20	$20,174	$526.72	$3.9K → SPHD
8	$17,410	$0.60	$22,127	$540.84	$4.7K → SPHD
9	$18,629	$0.30	$24,230	$554.39	$5.6K → SPHD
10	$19,933	$0.15	$26,493	$567.37	$6.6K → SPHD

UNHLF vs SPHD: Complete Analysis 2026

UNHLF — Stock

EC Healthcare, an investment holding company, engages in the provision of medical and healthcare services in Hong Kong, Macau, and the People's Republic of China. The company operates through three segments: Medical, Aesthetic Medical and Beauty and Wellness, and Others. It provides quasi-medical, beauty and wellness, medical imaging, medical surgery, aesthetic medical beauty, aesthetic medical, dental, hair treatment, vaccine, chiropractic, psychological, and orthopedics services. It also offers administrative, management, laboratory testing, performance marketing, marketing, and travel agency services; sells beauty and skincare products; operates in healthcare machines and property investment holding businesses; and provides multi-channel networking and related services, and veterinary services. The company offers products and services primarily under private-label brands, such as PRODERMA LAB, Swissline, Suissebeaute, and re:HEALTH. The company was formerly known as Union Medical Healthcare Limited and changed its name to EC Healthcare in April 2021. EC Healthcare was founded in 2005 and is headquartered in Mong Kok, Hong Kong.

Full UNHLF Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.