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UNIF vs ORCC: Dividend Comparison 2026

UNIF yields 60.06% · ORCC yields 9.79%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UNIF wins by $632.0K in total portfolio value
10 years
UNIF
UNIF
● Live price
60.06%
Share price
$3.33
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$653.5K
Annual income
$152,843.73
Full UNIF calculator →
ORCC
ORCC
● Live price
9.79%
Share price
$13.48
Annual div
$1.32
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$1.04
Full ORCC calculator →

Portfolio growth — UNIF vs ORCC

📍 UNIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNIFORCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNIF + ORCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNIF pays
ORCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNIF
Annual income on $10K today (after 15% tax)
$5,105.11/yr
After 10yr DRIP, annual income (after tax)
$129,917.17/yr
ORCC
Annual income on $10K today (after 15% tax)
$832.34/yr
After 10yr DRIP, annual income (after tax)
$0.88/yr
At 15% tax rate, UNIF beats the other by $129,916.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNIF + ORCC for your $10,000?

UNIF: 50%ORCC: 50%
100% ORCC50/50100% UNIF
Portfolio after 10yr
$337.4K
Annual income
$76,422.39/yr
Blended yield
22.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ORCC right now

UNIF
No analyst data
Altman Z
0.2
Piotroski
3/9
ORCC
Analyst Ratings
9
Buy
4
Hold
1
Sell
Consensus: Buy
Price Target
$16.00
+18.7% upside vs current
Range: $16.00 — $16.00
Altman Z
0.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNIF buys
0
ORCC buys
0
No recent congressional trades found for UNIF or ORCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNIFORCC
Forward yield60.06%9.79%
Annual dividend / share$2.00$1.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$653.5K$21.4K
Annual income after 10y$152,843.73$1.04
Total dividends collected$542.0K$1.0K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: UNIF vs ORCC ($10,000, DRIP)

YearUNIF PortfolioUNIF Income/yrORCC PortfolioORCC Income/yrGap
1← crossover$16,706$6,006.01$11,190$489.61+$5.5KUNIF
2$27,253$9,377.23$12,229$256.01+$15.0KUNIF
3$43,457$14,296.41$13,216$130.74+$30.2KUNIF
4$67,804$21,305.50$14,207$66.02+$53.6KUNIF
5$103,618$31,067.58$15,234$33.17+$88.4KUNIF
6$155,243$44,371.34$16,317$16.62+$138.9KUNIF
7$228,239$62,128.99$17,468$8.32+$210.8KUNIF
8$329,582$85,366.72$18,695$4.16+$310.9KUNIF
9$467,860$115,207.08$20,006$2.08+$447.9KUNIF
10$653,454$152,843.73$21,407$1.04+$632.0KUNIF

UNIF vs ORCC: Complete Analysis 2026

UNIFStock

U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States. The company offers checking, and savings and money market accounts; certificates of deposits/installment savings products. It also provides Commercial Loans, comprising commercial real estate term loans, construction loans, business term loans, equipment loans, business lines of credit, business express loans, and professional lines and loans; and small business administration guaranteed loans. In addition, the company offers credit cards, and online and mobile banking services. It operates branches in Tacoma, Bellevue, and Federal Way, Washington, as well as a loan production office in Atlanta, Georgia. The company was founded in 2006 and is based in Lynnwood, Washington.

Full UNIF Calculator →

ORCCBDC

Owl Rock Capital Corporation is a business development company. The fund makes investments in senior secured or unsecured loans, subordinated loans or mezzanine loans and also considers equity-related securities including warrants and preferred stocks also pursues preferred equity investments and common equity investments. Within private equity, it seeks to invest in growth, acquisitions, market or product expansion, refinancings and recapitalizations. It seeks to invest in middle market companies based in the United States, with EBITDA between $10 million and $250 million annually and/or annual revenue of $50 million and $2.5 billion at the time of investment.

Full ORCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.