HomeCompareUNIF vs VIG

UNIF vs VIG: Dividend Comparison 2026

UNIF yields 60.06% · VIG yields 1.61%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UNIF wins by $621.2K in total portfolio value
10 years
UNIF
UNIF
● Live price
60.06%
Share price
$3.33
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$653.5K
Annual income
$152,843.73
Full UNIF calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — UNIF vs VIG

📍 UNIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNIFVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNIF + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNIF pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNIF
Annual income on $10K today (after 15% tax)
$5,105.11/yr
After 10yr DRIP, annual income (after tax)
$129,917.17/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, UNIF beats the other by $129,768.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNIF + VIG for your $10,000?

UNIF: 50%VIG: 50%
100% VIG50/50100% UNIF
Portfolio after 10yr
$342.9K
Annual income
$76,509.47/yr
Blended yield
22.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNIF buys
0
VIG buys
0
No recent congressional trades found for UNIF or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNIFVIG
Forward yield60.06%1.61%
Annual dividend / share$2.00$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$653.5K$32.3K
Annual income after 10y$152,843.73$175.21
Total dividends collected$542.0K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UNIF vs VIG ($10,000, DRIP)

YearUNIF PortfolioUNIF Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$16,706$6,006.01$11,301$160.59+$5.4KUNIF
2$27,253$9,377.23$12,752$162.91+$14.5KUNIF
3$43,457$14,296.41$14,370$165.02+$29.1KUNIF
4$67,804$21,305.50$16,176$166.93+$51.6KUNIF
5$103,618$31,067.58$18,188$168.67+$85.4KUNIF
6$155,243$44,371.34$20,432$170.25+$134.8KUNIF
7$228,239$62,128.99$22,933$171.68+$205.3KUNIF
8$329,582$85,366.72$25,720$172.98+$303.9KUNIF
9$467,860$115,207.08$28,827$174.15+$439.0KUNIF
10$653,454$152,843.73$32,288$175.21+$621.2KUNIF

UNIF vs VIG: Complete Analysis 2026

UNIFStock

U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States. The company offers checking, and savings and money market accounts; certificates of deposits/installment savings products. It also provides Commercial Loans, comprising commercial real estate term loans, construction loans, business term loans, equipment loans, business lines of credit, business express loans, and professional lines and loans; and small business administration guaranteed loans. In addition, the company offers credit cards, and online and mobile banking services. It operates branches in Tacoma, Bellevue, and Federal Way, Washington, as well as a loan production office in Atlanta, Georgia. The company was founded in 2006 and is based in Lynnwood, Washington.

Full UNIF Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.