Is UNIRF or DVY a better dividend investment in 2026?

UNIRF currently yields 3.97% with a 5% 5-year dividend growth rate. DVY yields 3.46% with 5% growth. The better choice depends on your goal: UNIRF offers higher current income.

What is the dividend yield difference between UNIRF and DVY?

UNIRF has a forward dividend yield of 3.97% ($0.19/share annually). DVY yields 3.46% ($5.25/share annually). The yield gap is 0.51 percentage points.

Home › Compare › UNIRF vs DVY

UNIRF vs DVY: Dividend Comparison 2026

UNIRF yields 3.97% · DVY yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DVY wins by $4.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UNIRF

● Live price

3.97%

Share price

$4.87

Annual div

$0.19

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$0.40

Full UNIRF calculator →

DVY

● Live price

3.46%

Share price

$151.41

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$432.91

Full DVY calculator →

Portfolio growth — UNIRF vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UNIRF	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UNIRF + DVY cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Dec

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UNIRF pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNIRF

Annual income on $10K today (after 15% tax)

$337.03/yr

After 10yr DRIP, annual income (after tax)

$0.34/yr

DVY

Annual income on $10K today (after 15% tax)

$294.47/yr

After 10yr DRIP, annual income (after tax)

$367.97/yr

At 15% tax rate, DVY beats the other by $367.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UNIRF + DVY for your $10,000?

UNIRF: 50%DVY: 50%

100% DVY50/50100% UNIRF

Portfolio after 10yr

$22.7K

Annual income

$216.65/yr

Blended yield

0.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNIRF buys

DVY buys

No recent congressional trades found for UNIRF or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUNIRFDVY

Forward yield	3.97% ✓	3.46%
Annual dividend / share	$0.19	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.4K	$25.0K ✓
Annual income after 10y	$0.40	$432.91 ✓
Total dividends collected	$401.00 ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UNIRF vs DVY ($10,000, DRIP)

Year	UNIRF Portfolio	UNIRF Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$10,898	$198.25	$11,046	$346.43	$148.00 → DVY
2	$11,762	$100.96	$12,177	$357.65	$415.00 → DVY
3	$12,636	$50.92	$13,398	$368.47	$762.00 → DVY
4	$13,546	$25.56	$14,715	$378.89	$1.2K → DVY
5	$14,508	$12.81	$16,134	$388.90	$1.6K → DVY
6	$15,529	$6.41	$17,662	$398.51	$2.1K → DVY
7	$16,620	$3.21	$19,306	$407.71	$2.7K → DVY
8	$17,785	$1.60	$21,074	$416.50	$3.3K → DVY
9	$19,030	$0.80	$22,974	$424.90	$3.9K → DVY
10	$20,363	$0.40	$25,015	$432.91	$4.7K → DVY

UNIRF vs DVY: Complete Analysis 2026

UNIRF — Stock

Unibail-Rodamco-Westfield SE is the premier global developer and operator of Flagship Destinations, with a portfolio valued at €58.3 Bn as at September 30, 2020, of which 86% in retail, 7% in offices, 5% in convention & exhibition venues and 2% in services. Currently, the Group owns and operates 89 shopping centres, including 55 Flagships in the most dynamic cities in Europe and the United States. Its centres welcome 1.2 billion visits per year. Present on two continents and in 12 countries, Unibail-Rodamco-Westfield SE provides a unique platform for retailers and brand events and offers an exceptional and constantly renewed experience for customers. With the support of its 3,400 professionals and an unparalleled track-record and know-how, Unibail-Rodamco-Westfield SE is ideally positioned to generate superior value and develop world-class projects. Unibail-Rodamco-Westfield SE distinguishes itself by its Better Places 2030 agenda, that sets its ambition to create better places that respect the highest environmental standards and contribute to better cities. Unibail-Rodamco-Westfield SE stapled shares are listed on Euronext Amsterdam and Euronext Paris (Euronext ticker: URW), with a secondary listing in Australia through Chess Depositary Interests. The Group benefits from an A- rating from Standard & Poor's and from a Baa1 rating from Moody's.

Full UNIRF Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.