HomeCompareUNIRF vs VYM

UNIRF vs VYM: Dividend Comparison 2026

UNIRF yields 3.97% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.4K in total portfolio value
10 years
UNIRF
UNIRF
● Live price
3.97%
Share price
$4.87
Annual div
$0.19
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$0.40
Full UNIRF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — UNIRF vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNIRFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNIRF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNIRF pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNIRF
Annual income on $10K today (after 15% tax)
$337.03/yr
After 10yr DRIP, annual income (after tax)
$0.34/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, VYM beats the other by $231.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNIRF + VYM for your $10,000?

UNIRF: 50%VYM: 50%
100% VYM50/50100% UNIRF
Portfolio after 10yr
$24.1K
Annual income
$136.67/yr
Blended yield
0.57%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNIRF buys
0
VYM buys
0
No recent congressional trades found for UNIRF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNIRFVYM
Forward yield3.97%2.37%
Annual dividend / share$0.19$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.4K$27.8K
Annual income after 10y$0.40$272.94
Total dividends collected$401.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UNIRF vs VYM ($10,000, DRIP)

YearUNIRF PortfolioUNIRF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,898$198.25$11,147$237.17$249.00VYM
2$11,762$100.96$12,404$242.33$642.00VYM
3$12,636$50.92$13,780$247.16$1.1KVYM
4$13,546$25.56$15,285$251.67$1.7KVYM
5$14,508$12.81$16,932$255.88$2.4KVYM
6$15,529$6.41$18,733$259.81$3.2KVYM
7$16,620$3.21$20,701$263.46$4.1KVYM
8$17,785$1.60$22,852$266.86$5.1KVYM
9$19,030$0.80$25,201$270.01$6.2KVYM
10$20,363$0.40$27,768$272.94$7.4KVYM

UNIRF vs VYM: Complete Analysis 2026

UNIRFStock

Unibail-Rodamco-Westfield SE is the premier global developer and operator of Flagship Destinations, with a portfolio valued at €58.3 Bn as at September 30, 2020, of which 86% in retail, 7% in offices, 5% in convention & exhibition venues and 2% in services. Currently, the Group owns and operates 89 shopping centres, including 55 Flagships in the most dynamic cities in Europe and the United States. Its centres welcome 1.2 billion visits per year. Present on two continents and in 12 countries, Unibail-Rodamco-Westfield SE provides a unique platform for retailers and brand events and offers an exceptional and constantly renewed experience for customers. With the support of its 3,400 professionals and an unparalleled track-record and know-how, Unibail-Rodamco-Westfield SE is ideally positioned to generate superior value and develop world-class projects. Unibail-Rodamco-Westfield SE distinguishes itself by its Better Places 2030 agenda, that sets its ambition to create better places that respect the highest environmental standards and contribute to better cities. Unibail-Rodamco-Westfield SE stapled shares are listed on Euronext Amsterdam and Euronext Paris (Euronext ticker: URW), with a secondary listing in Australia through Chess Depositary Interests. The Group benefits from an A- rating from Standard & Poor's and from a Baa1 rating from Moody's.

Full UNIRF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.