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UNJCF vs ORCC: Dividend Comparison 2026

UNJCF yields 4.90% · ORCC yields 9.79%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UNJCF wins by $6.2K in total portfolio value· pulled ahead in Year 2
10 years
UNJCF
UNJCF
● Live price
4.90%
Share price
$3.05
Annual div
$0.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$670.52
Full UNJCF calculator →
ORCC
ORCC
● Live price
9.79%
Share price
$13.48
Annual div
$1.32
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$1.04
Full ORCC calculator →

Portfolio growth — UNJCF vs ORCC

📍 UNJCF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNJCFORCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNJCF + ORCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNJCF pays
ORCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNJCF
Annual income on $10K today (after 15% tax)
$416.53/yr
After 10yr DRIP, annual income (after tax)
$569.94/yr
ORCC
Annual income on $10K today (after 15% tax)
$832.34/yr
After 10yr DRIP, annual income (after tax)
$0.88/yr
At 15% tax rate, UNJCF beats the other by $569.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNJCF + ORCC for your $10,000?

UNJCF: 50%ORCC: 50%
100% ORCC50/50100% UNJCF
Portfolio after 10yr
$24.5K
Annual income
$335.78/yr
Blended yield
1.37%
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Analyst Conviction Gap

Where Wall Street is most bullish on ORCC right now

UNJCF
Analyst Ratings
3
Hold
1
Sell
Consensus: Hold
Altman Z
-0.7
Piotroski
5/9
ORCC
Analyst Ratings
9
Buy
4
Hold
1
Sell
Consensus: Buy
Price Target
$16.00
+18.7% upside vs current
Range: $16.00 — $16.00
Altman Z
0.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNJCF buys
0
ORCC buys
0
No recent congressional trades found for UNJCF or ORCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNJCFORCC
Forward yield4.90%9.79%
Annual dividend / share$0.15$1.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$27.6K$21.4K
Annual income after 10y$670.52$1.04
Total dividends collected$5.8K$1.0K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: UNJCF vs ORCC ($10,000, DRIP)

YearUNJCF PortfolioUNJCF Income/yrORCC PortfolioORCC Income/yrGap
1$11,190$490.03$11,190$489.61$0.00ORCC
2← crossover$12,486$512.48$12,229$256.01+$257.00UNJCF
3$13,894$534.41$13,216$130.74+$678.00UNJCF
4$15,423$555.79$14,207$66.02+$1.2KUNJCF
5$17,079$576.56$15,234$33.17+$1.8KUNJCF
6$18,871$596.71$16,317$16.62+$2.6KUNJCF
7$20,808$616.19$17,468$8.32+$3.3KUNJCF
8$22,900$635.00$18,695$4.16+$4.2KUNJCF
9$25,156$653.11$20,006$2.08+$5.2KUNJCF
10$27,587$670.52$21,407$1.04+$6.2KUNJCF

UNJCF vs ORCC: Complete Analysis 2026

UNJCFStock

Unicaja Banco, S.A. provides various banking products and services to individuals and companies in Spain and internationally. It offers accounts, payments, and debit and credit cards; mortgages and personal loans; deposit products, stock exchange, pension plans, investment funds and portfolios, and savings insurance policies; and life, home, car, accident, health, and agricultural insurance, as well as SME and retail damage, and corporate liability insurance products. The company also provides cash management, short term and long-term financing, and investment services, as well as remote and mobile banking services. In addition, it engages in the property development and renewable energies activities; and invests in assets, securities, and financial companies. As of December 31, 2021, it had a network of 1,368 branches in Spain and 1 correspondent office in the United Kingdom. Unicaja Banco, S.A. was founded in 1991 and is headquartered in Málaga, Spain.

Full UNJCF Calculator →

ORCCBDC

Owl Rock Capital Corporation is a business development company. The fund makes investments in senior secured or unsecured loans, subordinated loans or mezzanine loans and also considers equity-related securities including warrants and preferred stocks also pursues preferred equity investments and common equity investments. Within private equity, it seeks to invest in growth, acquisitions, market or product expansion, refinancings and recapitalizations. It seeks to invest in middle market companies based in the United States, with EBITDA between $10 million and $250 million annually and/or annual revenue of $50 million and $2.5 billion at the time of investment.

Full ORCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.