Is UNLRY or QYLD a better dividend investment in 2026?

UNLRY currently yields 5.69% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between UNLRY and QYLD?

UNLRY has a forward dividend yield of 5.69% ($0.12/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.23 percentage points.

Home › Compare › UNLRY vs QYLD

UNLRY vs QYLD: Dividend Comparison 2026

UNLRY yields 5.69% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.6K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

UNLRY

● Live price

5.69%

Share price

$2.12

Annual div

$0.12

5Y div CAGR

-30.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.8K

Annual income

$16.09

Full UNLRY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — UNLRY vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UNLRY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UNLRY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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UNLRY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNLRY

Annual income on $10K today (after 15% tax)

$483.70/yr

After 10yr DRIP, annual income (after tax)

$13.68/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,796.74/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UNLRY + QYLD for your $10,000?

UNLRY: 50%QYLD: 50%

100% QYLD50/50100% UNLRY

Portfolio after 10yr

$23.6K

Annual income

$2,837.70/yr

Blended yield

12.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNLRY buys

QYLD buys

No recent congressional trades found for UNLRY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUNLRYQYLD

Forward yield	5.69%	11.92% ✓
Annual dividend / share	$0.12	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-30.7%	0% ✓
Portfolio after 10y	$21.8K	$25.4K ✓
Annual income after 10y	$16.09	$5,659.31 ✓
Total dividends collected	$1.3K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UNLRY vs QYLD ($10,000, DRIP)

Year	UNLRY Portfolio	UNLRY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,094	$394.36	$10,352	$1,192.36	+$742.00 → UNLRY
2	$12,154	$283.36	$10,830	$1,347.57	+$1.3K → UNLRY
3	$13,206	$201.06	$11,460	$1,539.07	+$1.7K → UNLRY
4	$14,272	$141.49	$12,275	$1,777.84	+$2.0K → UNLRY
5	$15,370	$99.03	$13,323	$2,078.95	+$2.0K → UNLRY
6	$16,515	$69.07	$14,667	$2,463.34	+$1.8K → UNLRY
7	$17,719	$48.07	$16,396	$2,960.57	+$1.3K → UNLRY
8	$18,993	$33.40	$18,631	$3,612.97	+$362.00 → UNLRY
9← crossover	$20,346	$23.19	$21,548	$4,482.15	$1.2K → QYLD
10	$21,786	$16.09	$25,398	$5,659.31	$3.6K → QYLD

UNLRY vs QYLD: Complete Analysis 2026

UNLRY — Stock

PT Unilever Indonesia Tbk manufactures, markets, and distributes consumer goods in Indonesia. It offers soaps, detergents, dairy based foods, ice creams, savories, soy sauce, cosmetic products, tea-based beverages, and fruit juices. The company provides its products under the Axe, Bango, Buavita, Cif, Citra, Clear, Clear Men, Close Up, Cornetto, Dove, Feast, Feast, Glow & Lovely, Hellmann's, Jawara, Knorr, Lifebuoy, Lipton, Love Beauty & Planet, Lux, Magnum, Molto, Paddle Pop, Pepsodent, Pond's, Pond's Men, Populaire, Rexona, Rinso, Royco, SariWangi, Seru, Simple, St. Ives, Suave, Sunlight, Sunsilk, Superpell, TRESemmé, The Vegetarian Butcher, Unilever Professional, Vaseline Men, Viennetta, Vixal, Wall's, Wipol, Zwitsalm, and other brands. It also leases office space. The company was founded in 1933 and is headquartered in Tangerang, Indonesia. PT Unilever Indonesia Tbk is a subsidiary of Unilever Indonesia Holding B.V.

Full UNLRY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.