Is UNLYD or RYLD a better dividend investment in 2026?

UNLYD currently yields 3.53% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between UNLYD and RYLD?

UNLYD has a forward dividend yield of 3.53% ($2.35/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.61 percentage points.

Home › Compare › UNLYD vs RYLD

UNLYD vs RYLD: Dividend Comparison 2026

UNLYD yields 3.53% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $19.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UNLYD

● Live price

3.53%

Share price

$66.50

Annual div

$2.35

5Y div CAGR

0.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$468.65

Full UNLYD calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — UNLYD vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UNLYD	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UNLYD + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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UNLYD pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNLYD

Annual income on $10K today (after 15% tax)

$300.38/yr

After 10yr DRIP, annual income (after tax)

$398.35/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,800.90/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UNLYD + RYLD for your $10,000?

UNLYD: 50%RYLD: 50%

100% RYLD50/50100% UNLYD

Portfolio after 10yr

$34.9K

Annual income

$1,528.00/yr

Blended yield

4.38%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNLYD buys

RYLD buys

No recent congressional trades found for UNLYD or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUNLYDRYLD

Forward yield	3.53%	12.14% ✓
Annual dividend / share	$2.35 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0.5% ✓	0%
Portfolio after 10y	$25.3K	$44.5K ✓
Annual income after 10y	$468.65	$2,587.35 ✓
Total dividends collected	$4.1K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UNLYD vs RYLD ($10,000, DRIP)

Year	UNLYD Portfolio	UNLYD Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,055	$355.15	$11,914	$1,213.65	$859.00 → RYLD
2	$12,198	$368.77	$14,099	$1,351.30	$1.9K → RYLD
3	$13,434	$382.17	$16,580	$1,494.55	$3.1K → RYLD
4	$14,769	$395.33	$19,384	$1,642.61	$4.6K → RYLD
5	$16,212	$408.23	$22,535	$1,794.70	$6.3K → RYLD
6	$17,767	$420.87	$26,063	$1,950.00	$8.3K → RYLD
7	$19,444	$433.24	$29,995	$2,107.69	$10.6K → RYLD
8	$21,251	$445.33	$34,361	$2,266.99	$13.1K → RYLD
9	$23,195	$457.13	$39,194	$2,427.12	$16.0K → RYLD
10	$25,288	$468.65	$44,525	$2,587.35	$19.2K → RYLD

UNLYD vs RYLD: Complete Analysis 2026

UNLYD — Stock

Unilever PLC operates as a fast-moving consumer goods company in the Asia Pacific, Africa, the Americas, and Europe. It operates through Beauty & Wellbeing, Personal Care, Home Care, and Foods segments. The Beauty & Wellbeing segment engages in the sale of hair care products, such as shampoo, conditioner, and styling; skin care products, including face, hand, and body moisturizers; and Prestige beauty and wellbeing products. The Personal Care segment offers skin cleansing products comprising soaps and showers; deodorants; and oral care products consisting of toothpaste, toothbrush, and mouthwash products. The Home Care segment is involved in the sale of fabric care products, including washing powders and liquids, and rinse conditioners; and fabric enhancers, and home and hygiene cleaning products. The Foods segment provides cooking aids and mini meals, such as soups, bouillons, and seasonings, as well as condiments, mayonnaise and ketchup, and food solutions. The company provides its products under the AXE, Ben & Jerry's, Clear, Cif, Closeup, Comfort, Cornetto, Dermalogica, Domestos, Dove, Dove Men+Care, Hellmann's, Horlicks, Knorr, LUX, Lifebuoy, Liquid I.V., Nutrafol, OMO, Pond's, Paula's Choice, Pepsodent, Rexona, Sunlight, Sunsilk, Surf, TRESemmé, Vaseline, Wall's, and Yasso brand names. Unilever PLC was founded in 1860 and is headquartered in London, the United Kingdom.

Full UNLYD Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.