Is UNPSF or HDV a better dividend investment in 2026?

UNPSF currently yields 6.74% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: UNPSF offers higher current income.

What is the dividend yield difference between UNPSF and HDV?

UNPSF has a forward dividend yield of 6.74% ($0.06/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 3.82 percentage points.

Home › Compare › UNPSF vs HDV

UNPSF vs HDV: Dividend Comparison 2026

UNPSF yields 6.74% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UNPSF wins by $148.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UNPSF

● Live price

6.74%

Share price

$0.89

Annual div

$0.06

5Y div CAGR

31.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$172.9K

Annual income

$60,435.04

Full UNPSF calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — UNPSF vs HDV

📍 UNPSF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UNPSF	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UNPSF + HDV cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UNPSF pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNPSF

Annual income on $10K today (after 15% tax)

$572.61/yr

After 10yr DRIP, annual income (after tax)

$51,369.78/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, UNPSF beats the other by $51,069.96/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UNPSF + HDV for your $10,000?

UNPSF: 50%HDV: 50%

100% HDV50/50100% UNPSF

Portfolio after 10yr

$98.6K

Annual income

$30,393.88/yr

Blended yield

30.83%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on HDV right now

UNPSF

Analyst Ratings

Sell

Consensus: Sell

Altman Z

4.8

Piotroski

6/9

HDV

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNPSF buys

HDV buys

No recent congressional trades found for UNPSF or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUNPSFHDV

Forward yield	6.74% ✓	2.92%
Annual dividend / share	$0.06	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	31.7% ✓	0%
Portfolio after 10y	$172.9K ✓	$24.3K
Annual income after 10y	$60,435.04 ✓	$352.73
Total dividends collected	$138.2K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UNPSF vs HDV ($10,000, DRIP)

Year	UNPSF Portfolio	UNPSF Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,587	$887.21	$11,002	$292.38	+$585.00 → UNPSF
2	$13,664	$1,265.35	$12,084	$300.36	+$1.6K → UNPSF
3	$16,457	$1,836.54	$13,250	$308.02	+$3.2K → UNPSF
4	$20,331	$2,722.55	$14,506	$315.35	+$5.8K → UNPSF
5	$25,894	$4,139.99	$15,858	$322.35	+$10.0K → UNPSF
6	$34,197	$6,489.98	$17,313	$329.04	+$16.9K → UNPSF
7	$47,140	$10,549.39	$18,878	$335.42	+$28.3K → UNPSF
8	$68,339	$17,899.17	$20,560	$341.49	+$47.8K → UNPSF
9	$105,061	$31,938.42	$22,367	$347.25	+$82.7K → UNPSF
10	$172,851	$60,435.04	$24,307	$352.73	+$148.5K → UNPSF

UNPSF vs HDV: Complete Analysis 2026

UNPSF — Stock

Uni-President China Holdings Ltd., an investment holding company, manufactures, sells, and trades in beverages and food in the People's Republic of China. The company operates through Beverages, Food, and Others segments. It offers instant noodles, tea drinks, juices, milk tea, coffee, bottled water, and bottle can drinks. The company also engages in the wholesale of pre-packaged food and dairy products, and forage and fertilizers, as well as manufactures and sells mineral water and seasonings. In addition, it is involved in trading, leasing, real estate, catering, and management consulting, as well as human resource management related activities. The company was founded in 1992 and is headquartered in Shanghai, China. Uni-President China Holdings Ltd. is a subsidiary of Cayman President Holdings Ltd.

Full UNPSF Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.