HomeCompareUNRIF vs CL

UNRIF vs CL: Dividend Comparison 2026

UNRIF yields 217.86% · CL yields 2.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UNRIF wins by $197.56M in total portfolio value
10 years
UNRIF
UNRIF
● Live price
217.86%
Share price
$0.92
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$197.60M
Annual income
$103,838,497.97
Full UNRIF calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — UNRIF vs CL

📍 UNRIF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNRIFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UNRIF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNRIF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNRIF
Annual income on $10K today (after 15% tax)
$18,518.52/yr
After 10yr DRIP, annual income (after tax)
$88,262,723.27/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, UNRIF beats the other by $88,258,089.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNRIF + CL for your $10,000?

UNRIF: 50%CL: 50%
100% CL50/50100% UNRIF
Portfolio after 10yr
$98.82M
Annual income
$51,921,974.83/yr
Blended yield
52.54%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

UNRIF
No analyst data
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNRIF buys
0
CL buys
0
No recent congressional trades found for UNRIF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNRIFCL
Forward yield217.86%2.44%
Annual dividend / share$2.00$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%28.6%
Portfolio after 10y$197.60M$41.0K
Annual income after 10y$103,838,497.97$5,451.69
Total dividends collected$187.07M$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UNRIF vs CL ($10,000, DRIP)

YearUNRIF PortfolioUNRIF Income/yrCL PortfolioCL Income/yrGap
1← crossover$32,486$21,786.49$11,014$313.84+$21.5KUNRIF
2$100,907$66,146.42$12,200$415.44+$88.7KUNRIF
3$299,988$192,017.55$13,607$553.09+$286.4KUNRIF
4$854,494$533,506.69$15,301$741.41+$839.2KUNRIF
5$2,334,546$1,420,238.07$17,374$1,002.00+$2.32MUNRIF
6$6,124,325$3,626,360.32$19,958$1,367.44+$6.10MUNRIF
7$15,443,870$8,890,841.81$23,243$1,887.87+$15.42MUNRIF
8$37,478,461$20,953,520.33$27,512$2,642.43+$37.45MUNRIF
9$87,624,405$47,522,451.93$33,197$3,759.22+$87.59MUNRIF
10$197,596,611$103,838,497.97$40,973$5,451.69+$197.56MUNRIF

UNRIF vs CL: Complete Analysis 2026

UNRIFStock

United Company RUSAL, International Public Joint-Stock Company produces and sells aluminum and related products. It operates through four segments: Aluminium, Alumina, Energy, and Mining and Metals. The company is involved in the mining and refining of bauxite and nepheline ore into alumina; the smelting of primary aluminum from alumina; and the fabrication of aluminum and aluminum alloys into semi-fabricated and finished products. Its products include primary aluminum, billets, rolling slabs, primary foundry alloys, wire rods, high-purity aluminum, foil and packaging products, aluminum wheels and powders, alumina and bauxite products, corundum products, and gallium and silicon products, as well as aluminum anodes for cathodic protection. The company is also involved in the mining and sale of coal; generation and transmission of electricity produced from various sources; and trading businesses. In addition, it offers repair and maintenance, and finance services. The company sells its products primarily in Europe, Russia, other countries of the Commonwealth of Independent States, Asia, and North and South America. The company was founded in 2000 and is based in Kaliningrad, Russia. United Company RUSAL, International Public Joint-Stock Company is a subsidiary of En+ GROUP International public joint-stock company.

Full UNRIF Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
📬

Get this UNRIF vs CL comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UNRIF vs SCHDUNRIF vs JEPIUNRIF vs OUNRIF vs KOUNRIF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.