HomeCompareUNRIF vs VYM

UNRIF vs VYM: Dividend Comparison 2026

UNRIF yields 217.86% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UNRIF wins by $197.57M in total portfolio value
10 years
UNRIF
UNRIF
● Live price
217.86%
Share price
$0.92
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$197.60M
Annual income
$103,838,497.97
Full UNRIF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — UNRIF vs VYM

📍 UNRIF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNRIFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UNRIF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNRIF pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNRIF
Annual income on $10K today (after 15% tax)
$18,518.52/yr
After 10yr DRIP, annual income (after tax)
$88,262,723.27/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, UNRIF beats the other by $88,262,491.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNRIF + VYM for your $10,000?

UNRIF: 50%VYM: 50%
100% VYM50/50100% UNRIF
Portfolio after 10yr
$98.81M
Annual income
$51,919,385.45/yr
Blended yield
52.54%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNRIF buys
0
VYM buys
0
No recent congressional trades found for UNRIF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNRIFVYM
Forward yield217.86%2.37%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$197.60M$27.8K
Annual income after 10y$103,838,497.97$272.94
Total dividends collected$187.07M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UNRIF vs VYM ($10,000, DRIP)

YearUNRIF PortfolioUNRIF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$32,486$21,786.49$11,147$237.17+$21.3KUNRIF
2$100,907$66,146.42$12,404$242.33+$88.5KUNRIF
3$299,988$192,017.55$13,780$247.16+$286.2KUNRIF
4$854,494$533,506.69$15,285$251.67+$839.2KUNRIF
5$2,334,546$1,420,238.07$16,932$255.88+$2.32MUNRIF
6$6,124,325$3,626,360.32$18,733$259.81+$6.11MUNRIF
7$15,443,870$8,890,841.81$20,701$263.46+$15.42MUNRIF
8$37,478,461$20,953,520.33$22,852$266.86+$37.46MUNRIF
9$87,624,405$47,522,451.93$25,201$270.01+$87.60MUNRIF
10$197,596,611$103,838,497.97$27,768$272.94+$197.57MUNRIF

UNRIF vs VYM: Complete Analysis 2026

UNRIFStock

United Company RUSAL, International Public Joint-Stock Company produces and sells aluminum and related products. It operates through four segments: Aluminium, Alumina, Energy, and Mining and Metals. The company is involved in the mining and refining of bauxite and nepheline ore into alumina; the smelting of primary aluminum from alumina; and the fabrication of aluminum and aluminum alloys into semi-fabricated and finished products. Its products include primary aluminum, billets, rolling slabs, primary foundry alloys, wire rods, high-purity aluminum, foil and packaging products, aluminum wheels and powders, alumina and bauxite products, corundum products, and gallium and silicon products, as well as aluminum anodes for cathodic protection. The company is also involved in the mining and sale of coal; generation and transmission of electricity produced from various sources; and trading businesses. In addition, it offers repair and maintenance, and finance services. The company sells its products primarily in Europe, Russia, other countries of the Commonwealth of Independent States, Asia, and North and South America. The company was founded in 2000 and is based in Kaliningrad, Russia. United Company RUSAL, International Public Joint-Stock Company is a subsidiary of En+ GROUP International public joint-stock company.

Full UNRIF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
📬

Get this UNRIF vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UNRIF vs SCHDUNRIF vs JEPIUNRIF vs OUNRIF vs KOUNRIF vs MAINUNRIF vs VIGUNRIF vs DGROUNRIF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.