HomeCompareUNTN vs DIVO

UNTN vs DIVO: Dividend Comparison 2026

UNTN yields 2.52% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $3.8K in total portfolio value
10 years
UNTN
UNTN
● Live price
2.52%
Share price
$25.00
Annual div
$0.63
5Y div CAGR
11.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$986.25
Full UNTN calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — UNTN vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNTNDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UNTN + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNTN pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNTN
Annual income on $10K today (after 15% tax)
$214.20/yr
After 10yr DRIP, annual income (after tax)
$838.31/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, UNTN beats the other by $3.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNTN + DIVO for your $10,000?

UNTN: 50%DIVO: 50%
100% DIVO50/50100% UNTN
Portfolio after 10yr
$28.8K
Annual income
$983.96/yr
Blended yield
3.41%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNTN buys
0
DIVO buys
0
No recent congressional trades found for UNTN or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNTNDIVO
Forward yield2.52%6.49%
Annual dividend / share$0.63$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.5%0%
Portfolio after 10y$26.9K$30.7K
Annual income after 10y$986.25$981.68
Total dividends collected$5.7K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UNTN vs DIVO ($10,000, DRIP)

YearUNTN PortfolioUNTN Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$10,981$280.98$11,349$649.42$368.00DIVO
2$12,071$321.52$12,833$688.83$762.00DIVO
3$13,284$368.30$14,459$727.90$1.2KDIVO
4$14,637$422.37$16,238$766.49$1.6KDIVO
5$16,146$484.94$18,179$804.47$2.0KDIVO
6$17,834$557.45$20,293$841.71$2.5KDIVO
7$19,724$641.61$22,591$878.14$2.9KDIVO
8$21,844$739.45$25,087$913.65$3.2KDIVO
9$24,226$853.37$27,791$948.18$3.6KDIVO
10$26,909$986.25$30,718$981.68$3.8KDIVO

UNTN vs DIVO: Complete Analysis 2026

UNTNStock

United Tennessee Bankshares, Inc. operates as the holding company for Newport Federal Bank that provides various financial services to individuals and corporate customers. The company accepts interest-bearing checking, savings, NOW, passbook savings, money market, and individual retirement accounts, as well as certificates of deposit. It offers one-to-four family first mortgage, consumer, car, secured/unsecured, home improvement, new construction, debt consolidation, and commercial real estate loans; and lines of credit, remodeling, loans of deposits, and land refinancing. The company also provides investment securities portfolio consists of the U.S. government corporations and agency securities, municipal bonds of governmental entities, corporate debt, and mortgage-backed securities, as well as obligations of states and political; and Internet banking services. It operates through three full-service banking offices located in Newport, Tennessee. The company was founded in 1934 and is based in Newport, Tennessee.

Full UNTN Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
📬

Get this UNTN vs DIVO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UNTN vs SCHDUNTN vs JEPIUNTN vs OUNTN vs KOUNTN vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.