HomeCompareUNTN vs MO

UNTN vs MO: Dividend Comparison 2026

UNTN yields 2.52% · MO yields 9.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $767.00 in total portfolio value· pulled ahead in Year 10
10 years
UNTN
UNTN
● Live price
2.52%
Share price
$25.00
Annual div
$0.63
5Y div CAGR
11.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$986.25
Full UNTN calculator →
MO
Altria Group Inc.
● Live price
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — UNTN vs MO

📍 MO pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNTNMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UNTN + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNTN pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNTN
Annual income on $10K today (after 15% tax)
$214.20/yr
After 10yr DRIP, annual income (after tax)
$838.31/yr
MO
Annual income on $10K today (after 15% tax)
$774.11/yr
After 10yr DRIP, annual income (after tax)
$3,444.81/yr
At 15% tax rate, MO beats the other by $2,606.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNTN + MO for your $10,000?

UNTN: 50%MO: 50%
100% MO50/50100% UNTN
Portfolio after 10yr
$27.3K
Annual income
$2,519.48/yr
Blended yield
9.23%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

UNTN
No analyst data
Altman Z
0.0
Piotroski
3/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
+36.7% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNTN buys
0
MO buys
0
No recent congressional trades found for UNTN or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNTNMO
Forward yield2.52%9.11%
Annual dividend / share$0.63$4.08
Payout ratio50%78%
1-year div growth0%4.1%
5-year div CAGR11.5%4.3%
Portfolio after 10y$26.9K$27.7K
Annual income after 10y$986.25$4,052.72
Total dividends collected$5.7K$20.9K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UNTN vs MO ($10,000, DRIP)

YearUNTN PortfolioUNTN Income/yrMO PortfolioMO Income/yrGap
1$10,981$280.98$10,740$949.88+$241.00UNTN
2$12,071$321.52$11,601$1,086.84+$470.00UNTN
3$13,284$368.30$12,608$1,250.75+$676.00UNTN
4$14,637$422.37$13,792$1,448.20+$845.00UNTN
5$16,146$484.94$15,190$1,687.69+$956.00UNTN
6$17,834$557.45$16,851$1,980.28+$983.00UNTN
7$19,724$641.61$18,838$2,340.48+$886.00UNTN
8$21,844$739.45$21,230$2,787.44+$614.00UNTN
9$24,226$853.37$24,130$3,346.72+$96.00UNTN
10← crossover$26,909$986.25$27,676$4,052.72$767.00MO

UNTN vs MO: Complete Analysis 2026

UNTNStock

United Tennessee Bankshares, Inc. operates as the holding company for Newport Federal Bank that provides various financial services to individuals and corporate customers. The company accepts interest-bearing checking, savings, NOW, passbook savings, money market, and individual retirement accounts, as well as certificates of deposit. It offers one-to-four family first mortgage, consumer, car, secured/unsecured, home improvement, new construction, debt consolidation, and commercial real estate loans; and lines of credit, remodeling, loans of deposits, and land refinancing. The company also provides investment securities portfolio consists of the U.S. government corporations and agency securities, municipal bonds of governmental entities, corporate debt, and mortgage-backed securities, as well as obligations of states and political; and Internet banking services. It operates through three full-service banking offices located in Newport, Tennessee. The company was founded in 1934 and is based in Newport, Tennessee.

Full UNTN Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.