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UNVGY vs PM: Dividend Comparison 2026

UNVGY yields 3.06% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UNVGY wins by $458.49M in total portfolio value· pulled ahead in Year 3
10 years
UNVGY
UNVGY
● Live price
3.06%
Share price
$9.80
Annual div
$0.30
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$458.54M
Annual income
$431,464,462.17
Full UNVGY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — UNVGY vs PM

📍 UNVGY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUNVGYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UNVGY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UNVGY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UNVGY
Annual income on $10K today (after 15% tax)
$260.20/yr
After 10yr DRIP, annual income (after tax)
$366,744,792.84/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, UNVGY beats the other by $366,742,674.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UNVGY + PM for your $10,000?

UNVGY: 50%PM: 50%
100% PM50/50100% UNVGY
Portfolio after 10yr
$229.30M
Annual income
$215,733,477.09/yr
Blended yield
94.09%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

UNVGY
No analyst data
Altman Z
1.1
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UNVGY buys
0
PM buys
0
No recent congressional trades found for UNVGY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUNVGYPM
Forward yield3.06%3.48%
Annual dividend / share$0.30$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$458.54M$49.6K
Annual income after 10y$431,464,462.17$2,492.02
Total dividends collected$456.54M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UNVGY vs PM ($10,000, DRIP)

YearUNVGY PortfolioUNVGY Income/yrPM PortfolioPM Income/yrGap
1$11,312$612.24$11,648$408.29$336.00PM
2$13,399$1,294.55$13,589$495.90$190.00PM
3← crossover$17,203$2,866.02$15,877$603.21+$1.3KUNVGY
4$25,285$6,877.92$18,580$734.88+$6.7KUNVGY
5$45,951$18,895.90$21,781$896.75+$24.2KUNVGY
6$113,354$64,186.93$25,578$1,096.12+$87.8KUNVGY
7$417,253$295,964.26$30,092$1,342.17+$387.2KUNVGY
8$2,482,791$2,036,330.13$35,470$1,646.46+$2.45MUNVGY
9$25,304,857$22,648,271.17$41,892$2,023.58+$25.26MUNVGY
10$458,540,660$431,464,462.17$49,578$2,492.02+$458.49MUNVGY

UNVGY vs PM: Complete Analysis 2026

UNVGYStock

Universal Music Group N.V. operates as a music company worldwide. It operates through Recorded Music, Music Publishing, and Merchandising & Other segments. The Recorded Music segment discovers and develops recording artists, as well as markets and promotes their music across various formats and platforms; and engages in the live events, sponsorship, film, and television operations. The Music Publishing segment discovers and develops songwriters, as well as owns and administers the copyright for musical compositions used in recordings, public performances, and related uses, such as films and advertisements. The Merchandising & Other segment produces and sells artist and other branded products through various sales channels, including fashion retail, concert touring, and internet, as well as offers brand rights management services. The company has approximately 3 million recordings, 4 million owned and administered titles, and 250 artists/brands, as well as owns approximately 50 labels covering various music genres. The company was incorporated in 2020 and is headquartered in Hilversum, the Netherlands.

Full UNVGY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.