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UOVEY vs FCPT: Dividend Comparison 2026

UOVEY yields 2.97% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UOVEY wins by $354.90M in total portfolio value· pulled ahead in Year 2
10 years
UOVEY
UOVEY
● Live price
2.97%
Share price
$57.59
Annual div
$1.71
5Y div CAGR
99.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$354.95M
Annual income
$332,774,033.55
Full UOVEY calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — UOVEY vs FCPT

📍 UOVEY pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUOVEYFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UOVEY + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UOVEY pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UOVEY
Annual income on $10K today (after 15% tax)
$252.48/yr
After 10yr DRIP, annual income (after tax)
$282,857,928.52/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, UOVEY beats the other by $282,853,019.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UOVEY + FCPT for your $10,000?

UOVEY: 50%FCPT: 50%
100% FCPT50/50100% UOVEY
Portfolio after 10yr
$177.50M
Annual income
$166,389,904.42/yr
Blended yield
93.74%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

UOVEY
No analyst data
Altman Z
-0.6
Piotroski
5/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UOVEY buys
0
FCPT buys
0
No recent congressional trades found for UOVEY or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUOVEYFCPT
Forward yield2.97%6.05% ✓
Annual dividend / share$1.71 ✓$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR99.4% ✓15.8%
Portfolio after 10y$354.95M ✓$49.1K
Annual income after 10y$332,774,033.55 ✓$5,775.28
Total dividends collected$353.30M ✓$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: UOVEY vs FCPT ($10,000, DRIP)

YearUOVEY PortfolioUOVEY Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,292$592.28$11,401$700.92$109.00 → FCPT
2← crossover$13,329$1,246.38$13,064$864.84+$265.00 → UOVEY
3$17,004$2,741.64$15,051$1,072.48+$2.0K → UOVEY
4$24,712$6,517.73$17,442$1,337.22+$7.3K → UOVEY
5$44,094$17,652.10$20,340$1,677.08+$23.8K → UOVEY
6$105,876$58,696.22$23,880$2,116.57+$82.0K → UOVEY
7$375,936$262,648.17$28,241$2,689.36+$347.7K → UOVEY
8$2,140,173$1,737,921.33$33,660$3,442.07+$2.11M → UOVEY
9$20,727,671$18,437,685.76$40,456$4,439.95+$20.69M → UOVEY
10$354,952,641$332,774,033.55$49,063$5,775.28+$354.90M → UOVEY

UOVEY vs FCPT: Complete Analysis 2026

UOVEY — Stock

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers loan products, including overdraft, cash credit, short term, and long-term loans. It also provides buyers credit, structured trade finance, SGD bonds, loan syndication, and M&A services. In addition, the company offers forex, documentary collection, credit, bank guarantee, export and import finance services. Further, the company provides inward and outward remittances, FX– spot and forward, current account, and time deposit services. Additionally, the company offers letter of credit advising and negotiation/discounting services; and import and export services comprising of inward and outward bill collection services, and documents against acceptance and payment. Furthermore, the company provides private, commercial, corporate, and investment banking services. It also offers corporate finance, treasury, future broking, asset management, venture capital management, insurance, and stockbroking services; engages in capital market, credit card, and private residential home loan businesses; and loans to small and medium enterprises. The company operates approximately 500 branches and offices in Singapore, Malaysia, Indonesia, Thailand, China, and internationally. United Overseas Bank Limited was incorporated in 1935 and is headquartered in Singapore.

Full UOVEY Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.