Is UOVEY or XYLD a better dividend investment in 2026?

UOVEY currently yields 2.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between UOVEY and XYLD?

UOVEY has a forward dividend yield of 2.97% ($1.71/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.01 percentage points.

Home › Compare › UOVEY vs XYLD

UOVEY vs XYLD: Dividend Comparison 2026

UOVEY yields 2.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UOVEY wins by $354.93M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UOVEY

● Live price

2.97%

Share price

$57.59

Annual div

$1.71

5Y div CAGR

99.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$354.95M

Annual income

$332,774,033.55

Full UOVEY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — UOVEY vs XYLD

📍 UOVEY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UOVEY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UOVEY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UOVEY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UOVEY

Annual income on $10K today (after 15% tax)

$252.48/yr

After 10yr DRIP, annual income (after tax)

$282,857,928.52/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, UOVEY beats the other by $282,855,192.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UOVEY + XYLD for your $10,000?

UOVEY: 50%XYLD: 50%

100% XYLD50/50100% UOVEY

Portfolio after 10yr

$177.49M

Annual income

$166,388,626.29/yr

Blended yield

93.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UOVEY buys

XYLD buys

No recent congressional trades found for UOVEY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUOVEYXYLD

Forward yield	2.97%	10.98% ✓
Annual dividend / share	$1.71	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	99.4% ✓	0%
Portfolio after 10y	$354.95M ✓	$25.3K
Annual income after 10y	$332,774,033.55 ✓	$3,219.02
Total dividends collected	$353.30M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UOVEY vs XYLD ($10,000, DRIP)

Year	UOVEY Portfolio	UOVEY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,292	$592.28	$10,818	$1,098.39	+$474.00 → UOVEY
2	$13,329	$1,246.38	$11,738	$1,222.51	+$1.6K → UOVEY
3	$17,004	$2,741.64	$12,774	$1,364.64	+$4.2K → UOVEY
4	$24,712	$6,517.73	$13,944	$1,527.86	+$10.8K → UOVEY
5	$44,094	$17,652.10	$15,270	$1,715.87	+$28.8K → UOVEY
6	$105,876	$58,696.22	$16,775	$1,933.09	+$89.1K → UOVEY
7	$375,936	$262,648.17	$18,490	$2,184.87	+$357.4K → UOVEY
8	$2,140,173	$1,737,921.33	$20,450	$2,477.63	+$2.12M → UOVEY
9	$20,727,671	$18,437,685.76	$22,697	$2,819.19	+$20.70M → UOVEY
10	$354,952,641	$332,774,033.55	$25,280	$3,219.02	+$354.93M → UOVEY

UOVEY vs XYLD: Complete Analysis 2026

UOVEY — Stock

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers loan products, including overdraft, cash credit, short term, and long-term loans. It also provides buyers credit, structured trade finance, SGD bonds, loan syndication, and M&A services. In addition, the company offers forex, documentary collection, credit, bank guarantee, export and import finance services. Further, the company provides inward and outward remittances, FX spot and forward, current account, and time deposit services. Additionally, the company offers letter of credit advising and negotiation/discounting services; and import and export services comprising of inward and outward bill collection services, and documents against acceptance and payment. Furthermore, the company provides private, commercial, corporate, and investment banking services. It also offers corporate finance, treasury, future broking, asset management, venture capital management, insurance, and stockbroking services; engages in capital market, credit card, and private residential home loan businesses; and loans to small and medium enterprises. The company operates approximately 500 branches and offices in Singapore, Malaysia, Indonesia, Thailand, China, and internationally. United Overseas Bank Limited was incorporated in 1935 and is headquartered in Singapore.

Full UOVEY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.