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UPBMF vs ADC: Dividend Comparison 2026

UPBMF yields 4.84% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UPBMF wins by $3.95M in total portfolio value
10 years
UPBMF
UPBMF
● Live price
4.84%
Share price
$3.51
Annual div
$0.17
5Y div CAGR
62.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.13M
Annual income
$3,115,047.92
Full UPBMF calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — UPBMF vs ADC

📍 UPBMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPBMFADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UPBMF + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPBMF pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPBMF
Annual income on $10K today (after 15% tax)
$411.10/yr
After 10yr DRIP, annual income (after tax)
$2,647,790.73/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, UPBMF beats the other by $2,579,113.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPBMF + ADC for your $10,000?

UPBMF: 50%ADC: 50%
100% ADC50/50100% UPBMF
Portfolio after 10yr
$2.15M
Annual income
$1,597,922.61/yr
Blended yield
74.23%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

UPBMF
No analyst data
Altman Z
15.3
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPBMF buys
0
ADC buys
0
No recent congressional trades found for UPBMF or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPBMFADC
Forward yield4.84%4.13%
Annual dividend / share$0.17$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.1%40.4%
Portfolio after 10y$4.13M$178.9K
Annual income after 10y$3,115,047.92$80,797.29
Total dividends collected$4.01M$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: UPBMF vs ADC ($10,000, DRIP)

YearUPBMF PortfolioUPBMF Income/yrADC PortfolioADC Income/yrGap
1← crossover$11,484$784.00$10,990$580.36+$494.00UPBMF
2$13,652$1,363.97$12,301$860.26+$1.4KUPBMF
3$17,064$2,456.43$14,104$1,298.62+$3.0KUPBMF
4$22,910$4,651.47$16,691$2,008.16+$6.2KUPBMF
5$33,974$9,460.92$20,580$3,205.09+$13.4KUPBMF
6$57,608$21,255.08$26,754$5,330.02+$30.9KUPBMF
7$116,240$54,599.70$37,196$9,345.14+$79.0KUPBMF
8$291,280$166,903.01$56,244$17,523.09+$235.0KUPBMF
9$945,274$633,604.45$94,286$35,736.21+$851.0KUPBMF
10$4,126,491$3,115,047.92$178,949$80,797.29+$3.95MUPBMF

UPBMF vs ADC: Complete Analysis 2026

UPBMFStock

United Plantations Bhd. engages in the cultivation and processing of palm oil, coconut and other plantation crops. It operates through the following segments: Plantations, Palm Oil Refining and Others. The Plantations segment offers business of oil palm and coconut cultivation and processing on its plantations. The Palm Oil Refining segment focuses on the business of palm oil processing, manufacturing of edible oils, fats, cocoa butter substitute and trading in crude palm oil, and palm oil products. The Others segment consist of bulking facilities which carry on the business of handling and storage of vegetable oils and molasses. The company was founded by Aage Westenholz in 1906 and is headquartered in Teluk Intan, Malaysia.

Full UPBMF Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.