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UPBMF vs CL: Dividend Comparison 2026

UPBMF yields 4.84% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UPBMF wins by $4.09M in total portfolio value
10 years
UPBMF
UPBMF
● Live price
4.84%
Share price
$3.51
Annual div
$0.17
5Y div CAGR
62.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.13M
Annual income
$3,115,047.92
Full UPBMF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — UPBMF vs CL

📍 UPBMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPBMFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UPBMF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPBMF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPBMF
Annual income on $10K today (after 15% tax)
$411.10/yr
After 10yr DRIP, annual income (after tax)
$2,647,790.73/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, UPBMF beats the other by $2,643,199.07/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPBMF + CL for your $10,000?

UPBMF: 50%CL: 50%
100% CL50/50100% UPBMF
Portfolio after 10yr
$2.08M
Annual income
$1,560,224.94/yr
Blended yield
74.88%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

UPBMF
No analyst data
Altman Z
15.3
Piotroski
5/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPBMF buys
0
CL buys
0
No recent congressional trades found for UPBMF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPBMFCL
Forward yield4.84%2.43%
Annual dividend / share$0.17$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.1%28.6%
Portfolio after 10y$4.13M$40.8K
Annual income after 10y$3,115,047.92$5,401.96
Total dividends collected$4.01M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UPBMF vs CL ($10,000, DRIP)

YearUPBMF PortfolioUPBMF Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,484$784.00$11,012$312.01+$472.00UPBMF
2$13,652$1,363.97$12,196$412.95+$1.5KUPBMF
3$17,064$2,456.43$13,599$549.66+$3.5KUPBMF
4$22,910$4,651.47$15,288$736.64+$7.6KUPBMF
5$33,974$9,460.92$17,353$995.28+$16.6KUPBMF
6$57,608$21,255.08$19,926$1,357.80+$37.7KUPBMF
7$116,240$54,599.70$23,194$1,873.82+$93.0KUPBMF
8$291,280$166,903.01$27,439$2,621.52+$263.8KUPBMF
9$945,274$633,604.45$33,088$3,727.38+$912.2KUPBMF
10$4,126,491$3,115,047.92$40,806$5,401.96+$4.09MUPBMF

UPBMF vs CL: Complete Analysis 2026

UPBMFStock

United Plantations Bhd. engages in the cultivation and processing of palm oil, coconut and other plantation crops. It operates through the following segments: Plantations, Palm Oil Refining and Others. The Plantations segment offers business of oil palm and coconut cultivation and processing on its plantations. The Palm Oil Refining segment focuses on the business of palm oil processing, manufacturing of edible oils, fats, cocoa butter substitute and trading in crude palm oil, and palm oil products. The Others segment consist of bulking facilities which carry on the business of handling and storage of vegetable oils and molasses. The company was founded by Aage Westenholz in 1906 and is headquartered in Teluk Intan, Malaysia.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.