HomeCompareUPBMF vs JEPQ

UPBMF vs JEPQ: Dividend Comparison 2026

UPBMF yields 4.84% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UPBMF wins by $4.08M in total portfolio value· pulled ahead in Year 3
10 years
UPBMF
UPBMF
● Live price
4.84%
Share price
$3.51
Annual div
$0.17
5Y div CAGR
62.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.13M
Annual income
$3,115,047.92
Full UPBMF calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — UPBMF vs JEPQ

📍 UPBMF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPBMFJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UPBMF + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPBMF pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPBMF
Annual income on $10K today (after 15% tax)
$411.10/yr
After 10yr DRIP, annual income (after tax)
$2,647,790.73/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, UPBMF beats the other by $2,645,961.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPBMF + JEPQ for your $10,000?

UPBMF: 50%JEPQ: 50%
100% JEPQ50/50100% UPBMF
Portfolio after 10yr
$2.09M
Annual income
$1,558,600.25/yr
Blended yield
74.73%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPBMF buys
0
JEPQ buys
0
No recent congressional trades found for UPBMF or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPBMFJEPQ
Forward yield4.84%11.10%
Annual dividend / share$0.17$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.1%0%
Portfolio after 10y$4.13M$44.8K
Annual income after 10y$3,115,047.92$2,152.59
Total dividends collected$4.01M$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: UPBMF vs JEPQ ($10,000, DRIP)

YearUPBMF PortfolioUPBMF Income/yrJEPQ PortfolioJEPQ Income/yrGap
1$11,484$784.00$11,930$1,110.39$446.00JEPQ
2$13,652$1,363.97$14,133$1,224.34$481.00JEPQ
3← crossover$17,064$2,456.43$16,632$1,340.46+$432.00UPBMF
4$22,910$4,651.47$19,454$1,457.97+$3.5KUPBMF
5$33,974$9,460.92$22,626$1,576.08+$11.3KUPBMF
6$57,608$21,255.08$26,175$1,694.09+$31.4KUPBMF
7$116,240$54,599.70$30,133$1,811.32+$86.1KUPBMF
8$291,280$166,903.01$34,531$1,927.17+$256.7KUPBMF
9$945,274$633,604.45$39,403$2,041.08+$905.9KUPBMF
10$4,126,491$3,115,047.92$44,787$2,152.59+$4.08MUPBMF

UPBMF vs JEPQ: Complete Analysis 2026

UPBMFStock

United Plantations Bhd. engages in the cultivation and processing of palm oil, coconut and other plantation crops. It operates through the following segments: Plantations, Palm Oil Refining and Others. The Plantations segment offers business of oil palm and coconut cultivation and processing on its plantations. The Palm Oil Refining segment focuses on the business of palm oil processing, manufacturing of edible oils, fats, cocoa butter substitute and trading in crude palm oil, and palm oil products. The Others segment consist of bulking facilities which carry on the business of handling and storage of vegetable oils and molasses. The company was founded by Aage Westenholz in 1906 and is headquartered in Teluk Intan, Malaysia.

Full UPBMF Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.