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UPBMF vs PEP: Dividend Comparison 2026

UPBMF yields 4.84% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UPBMF wins by $3.98M in total portfolio value
10 years
UPBMF
UPBMF
● Live price
4.84%
Share price
$3.51
Annual div
$0.17
5Y div CAGR
62.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4.13M
Annual income
$3,115,047.92
Full UPBMF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — UPBMF vs PEP

📍 UPBMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPBMFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UPBMF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPBMF pays
PEP pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPBMF
Annual income on $10K today (after 15% tax)
$411.10/yr
After 10yr DRIP, annual income (after tax)
$2,647,790.73/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, UPBMF beats the other by $2,595,196.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPBMF + PEP for your $10,000?

UPBMF: 50%PEP: 50%
100% PEP50/50100% UPBMF
Portfolio after 10yr
$2.13M
Annual income
$1,588,461.80/yr
Blended yield
74.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

UPBMF
No analyst data
Altman Z
15.3
Piotroski
5/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPBMF buys
0
PEP buys
0
No recent congressional trades found for UPBMF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPBMFPEP
Forward yield4.84%3.63%
Annual dividend / share$0.17$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR62.1%40.4%
Portfolio after 10y$4.13M$141.9K
Annual income after 10y$3,115,047.92$61,875.67
Total dividends collected$4.01M$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UPBMF vs PEP ($10,000, DRIP)

YearUPBMF PortfolioUPBMF Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,484$784.00$10,849$509.42+$635.00UPBMF
2$13,652$1,363.97$11,969$750.47+$1.7KUPBMF
3$17,064$2,456.43$13,500$1,124.14+$3.6KUPBMF
4$22,910$4,651.47$15,680$1,721.66+$7.2KUPBMF
5$33,974$9,460.92$18,929$2,715.34+$15.0KUPBMF
6$57,608$21,255.08$24,023$4,450.80+$33.6KUPBMF
7$116,240$54,599.70$32,510$7,669.92+$83.7KUPBMF
8$291,280$166,903.01$47,709$14,093.60+$243.6KUPBMF
9$945,274$633,604.45$77,415$28,083.48+$867.9KUPBMF
10$4,126,491$3,115,047.92$141,922$61,875.67+$3.98MUPBMF

UPBMF vs PEP: Complete Analysis 2026

UPBMFStock

United Plantations Bhd. engages in the cultivation and processing of palm oil, coconut and other plantation crops. It operates through the following segments: Plantations, Palm Oil Refining and Others. The Plantations segment offers business of oil palm and coconut cultivation and processing on its plantations. The Palm Oil Refining segment focuses on the business of palm oil processing, manufacturing of edible oils, fats, cocoa butter substitute and trading in crude palm oil, and palm oil products. The Others segment consist of bulking facilities which carry on the business of handling and storage of vegetable oils and molasses. The company was founded by Aage Westenholz in 1906 and is headquartered in Teluk Intan, Malaysia.

Full UPBMF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.