HomeCompareUPMKF vs PEP

UPMKF vs PEP: Dividend Comparison 2026

UPMKF yields 5.75% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $96.0K in total portfolio value· pulled ahead in Year 6
10 years
UPMKF
UPMKF
● Live price
5.75%
Share price
$29.16
Annual div
$1.68
5Y div CAGR
15.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.0K
Annual income
$4,976.86
Full UPMKF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — UPMKF vs PEP

📍 PEP pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPMKFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UPMKF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPMKF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPMKF
Annual income on $10K today (after 15% tax)
$488.88/yr
After 10yr DRIP, annual income (after tax)
$4,230.33/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $48,363.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPMKF + PEP for your $10,000?

UPMKF: 50%PEP: 50%
100% PEP50/50100% UPMKF
Portfolio after 10yr
$93.9K
Annual income
$33,426.27/yr
Blended yield
35.58%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

UPMKF
No analyst data
Altman Z
2.4
Piotroski
5/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPMKF buys
0
PEP buys
0
No recent congressional trades found for UPMKF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPMKFPEP
Forward yield5.75%3.63%
Annual dividend / share$1.68$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.3%40.4%
Portfolio after 10y$46.0K$141.9K
Annual income after 10y$4,976.86$61,875.67
Total dividends collected$21.5K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UPMKF vs PEP ($10,000, DRIP)

YearUPMKF PortfolioUPMKF Income/yrPEP PortfolioPEP Income/yrGap
1$11,363$663.15$10,849$509.42+$514.00UPMKF
2$12,971$812.00$11,969$750.47+$1.0KUPMKF
3$14,877$998.77$13,500$1,124.14+$1.4KUPMKF
4$17,153$1,234.45$15,680$1,721.66+$1.5KUPMKF
5$19,888$1,533.70$18,929$2,715.34+$959.00UPMKF
6← crossover$23,196$1,916.12$24,023$4,450.80$827.00PEP
7$27,228$2,408.22$32,510$7,669.92$5.3KPEP
8$32,180$3,046.10$47,709$14,093.60$15.5KPEP
9$38,312$3,879.37$77,415$28,083.48$39.1KPEP
10$45,970$4,976.86$141,922$61,875.67$96.0KPEP

UPMKF vs PEP: Complete Analysis 2026

UPMKFStock

UPM-Kymmene Oyj engages in the forest-based bio industry. It operates through UPM Biorefining, UPM Energy, UPM Raflatac, UPM Specialty Papers, UPM Communication Papers, UPM Plywood, and Other operations segments. The company provides softwood, birch, and eucalyptus pulp for tissue, specialty, and graphic papers and packaging; sawn timber for joinery, packaging, furniture, planning, and construction industries; and wood-based renewable diesel and renewable naphtha for the petrochemical industry. It is also involved in the generation of electricity through hydro and nuclear power plants. In addition, the company offers self-adhesive label materials for branding and promotion, information, and functional labelling in the food, beverage, personal care, pharmaceutical, and logistics segments; and label papers, release base papers, office papers, and flexible packaging for labelling, packing, commercial siliconizing, and printing, as well as graphic papers for advertising, publishing, and home and office use. Further, it provides plywood and veneer products for construction, vehicle flooring, liquefied natural gas shipbuilding, and parquet manufacturing, as well as for other industrial applications; wood and wood-based biomass, and forestry services for forest investors and owners; wood-based lignin products for industrial use and cell hydrogels for 3D cell culturing; UPM ProFi decking products and UPM formi granules; and biomedical products. The company primarily operates in Europe, North America, Asia, and internationally. UPM-Kymmene Oyj was founded in 1871 and is headquartered in Helsinki, Finland.

Full UPMKF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
📬

Get this UPMKF vs PEP comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UPMKF vs SCHDUPMKF vs JEPIUPMKF vs OUPMKF vs KOUPMKF vs MAINUPMKF vs MOUPMKF vs PMUPMKF vs GIS

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.