HomeCompareUPMKF vs SPHD

UPMKF vs SPHD: Dividend Comparison 2026

UPMKF yields 5.75% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 UPMKF wins by $19.4K in total portfolio value
10 years
UPMKF
UPMKF
● Live price
5.75%
Share price
$29.16
Annual div
$1.68
5Y div CAGR
15.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.0K
Annual income
$4,976.86
Full UPMKF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — UPMKF vs SPHD

📍 UPMKF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPMKFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, UPMKF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPMKF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPMKF
Annual income on $10K today (after 15% tax)
$488.88/yr
After 10yr DRIP, annual income (after tax)
$4,230.33/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, UPMKF beats the other by $3,744.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPMKF + SPHD for your $10,000?

UPMKF: 50%SPHD: 50%
100% SPHD50/50100% UPMKF
Portfolio after 10yr
$36.3K
Annual income
$2,774.09/yr
Blended yield
7.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPMKF buys
0
SPHD buys
0
No recent congressional trades found for UPMKF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPMKFSPHD
Forward yield5.75%4.33%
Annual dividend / share$1.68$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.3%0%
Portfolio after 10y$46.0K$26.5K
Annual income after 10y$4,976.86$571.32
Total dividends collected$21.5K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UPMKF vs SPHD ($10,000, DRIP)

YearUPMKF PortfolioUPMKF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,363$663.15$11,133$432.85+$230.00UPMKF
2$12,971$812.00$12,363$450.36+$608.00UPMKF
3$14,877$998.77$13,695$467.39+$1.2KUPMKF
4$17,153$1,234.45$15,138$483.90+$2.0KUPMKF
5$19,888$1,533.70$16,697$499.88+$3.2KUPMKF
6$23,196$1,916.12$18,382$515.31+$4.8KUPMKF
7$27,228$2,408.22$20,198$530.17+$7.0KUPMKF
8$32,180$3,046.10$22,157$544.46+$10.0KUPMKF
9$38,312$3,879.37$24,266$558.18+$14.0KUPMKF
10$45,970$4,976.86$26,536$571.32+$19.4KUPMKF

UPMKF vs SPHD: Complete Analysis 2026

UPMKFStock

UPM-Kymmene Oyj engages in the forest-based bio industry. It operates through UPM Biorefining, UPM Energy, UPM Raflatac, UPM Specialty Papers, UPM Communication Papers, UPM Plywood, and Other operations segments. The company provides softwood, birch, and eucalyptus pulp for tissue, specialty, and graphic papers and packaging; sawn timber for joinery, packaging, furniture, planning, and construction industries; and wood-based renewable diesel and renewable naphtha for the petrochemical industry. It is also involved in the generation of electricity through hydro and nuclear power plants. In addition, the company offers self-adhesive label materials for branding and promotion, information, and functional labelling in the food, beverage, personal care, pharmaceutical, and logistics segments; and label papers, release base papers, office papers, and flexible packaging for labelling, packing, commercial siliconizing, and printing, as well as graphic papers for advertising, publishing, and home and office use. Further, it provides plywood and veneer products for construction, vehicle flooring, liquefied natural gas shipbuilding, and parquet manufacturing, as well as for other industrial applications; wood and wood-based biomass, and forestry services for forest investors and owners; wood-based lignin products for industrial use and cell hydrogels for 3D cell culturing; UPM ProFi decking products and UPM formi granules; and biomedical products. The company primarily operates in Europe, North America, Asia, and internationally. UPM-Kymmene Oyj was founded in 1871 and is headquartered in Helsinki, Finland.

Full UPMKF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.