HomeCompareUPMMY vs EQR

UPMMY vs EQR: Dividend Comparison 2026

UPMMY yields 5.64% · EQR yields 5.87%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EQR wins by $9.6K in total portfolio value
10 years
UPMMY
UPMMY
● Live price
5.64%
Share price
$31.41
Annual div
$1.77
5Y div CAGR
10.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.2K
Annual income
$2,825.29
Full UPMMY calculator →
EQR
EQR
● Live price
5.87%
Share price
$59.15
Annual div
$3.47
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.8K
Annual income
$5,475.61
Full EQR calculator →

Portfolio growth — UPMMY vs EQR

📍 EQR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUPMMYEQR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UPMMY + EQR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
UPMMY pays
EQR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPMMY
Annual income on $10K today (after 15% tax)
$478.99/yr
After 10yr DRIP, annual income (after tax)
$2,401.50/yr
EQR
Annual income on $10K today (after 15% tax)
$499.01/yr
After 10yr DRIP, annual income (after tax)
$4,654.27/yr
At 15% tax rate, EQR beats the other by $2,252.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPMMY + EQR for your $10,000?

UPMMY: 50%EQR: 50%
100% EQR50/50100% UPMMY
Portfolio after 10yr
$43.0K
Annual income
$4,150.45/yr
Blended yield
9.65%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EQR right now

UPMMY
Analyst Ratings
1
Buy
2
Hold
Consensus: Hold
Altman Z
2.5
Piotroski
5/9
EQR
Analyst Ratings
16
Buy
28
Hold
2
Sell
Consensus: Hold
Price Target
$70.35
+18.9% upside vs current
Range: $63.00 — $78.50
Altman Z
1.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPMMY buys
0
EQR buys
0
No recent congressional trades found for UPMMY or EQR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUPMMYEQR
Forward yield5.64%5.87%
Annual dividend / share$1.77$3.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR10.8%15.8%
Portfolio after 10y$38.2K$47.8K
Annual income after 10y$2,825.29$5,475.61
Total dividends collected$14.7K$23.0K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldHold

Year-by-year: UPMMY vs EQR ($10,000, DRIP)

YearUPMMY PortfolioUPMMY Income/yrEQR PortfolioEQR Income/yrGap
1← crossover$11,324$624.37$11,380$679.82$56.00EQR
2$12,849$732.18$13,014$837.25$165.00EQR
3$14,609$860.27$14,961$1,036.20$352.00EQR
4$16,644$1,012.82$17,297$1,289.22$653.00EQR
5$19,004$1,194.92$20,121$1,613.15$1.1KEQR
6$21,748$1,412.80$23,561$2,030.84$1.8KEQR
7$24,944$1,674.14$27,783$2,573.54$2.8KEQR
8$28,679$1,988.40$33,013$3,284.39$4.3KEQR
9$33,053$2,367.28$39,547$4,223.51$6.5KEQR
10$38,192$2,825.29$47,791$5,475.61$9.6KEQR

UPMMY vs EQR: Complete Analysis 2026

UPMMYStock

UPM-Kymmene Oyj engages in the forest-based bio industry. It operates through UPM Biorefining, UPM Energy, UPM Raflatac, UPM Specialty Papers, UPM Communication Papers, UPM Plywood, and Other operations segments. The company provides softwood, birch, and eucalyptus pulp for tissue, specialty, and graphic papers and packaging; sawn timber for joinery, packaging, furniture, planning, and construction industries; and wood-based renewable diesel and renewable naphtha for the petrochemical industry. It is also involved in the generation of electricity through hydro and nuclear power plants. In addition, the company offers self-adhesive label materials for branding and promotion, information, and functional labelling in the food, beverage, personal care, pharmaceutical, and logistics segments; and label papers, release base papers, office papers, and flexible packaging for labelling, packing, commercial siliconizing, and printing, as well as graphic papers for advertising, publishing, and home and office use. Further, it provides plywood and veneer products for construction, vehicle flooring, liquefied natural gas shipbuilding, and parquet manufacturing, as well as for other industrial applications; wood and wood-based biomass, and forestry services for forest investors and owners; wood-based lignin products for industrial use and cell hydrogels for 3D cell culturing; UPM ProFi decking products and UPM formi granules; and biomedical products. The company primarily operates in Europe, North America, Asia, and internationally. UPM-Kymmene Oyj was founded in 1871 and is headquartered in Helsinki, Finland.

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EQRREIT

Equity Residential is committed to creating communities where people thrive. The Company, a member of the S&P 500, is focused on the acquisition, development and management of residential properties located in and around dynamic cities that attract high quality long-term renters. Equity Residential owns or has investments in 305 properties consisting of 78,568 apartment units, located in Boston, New York, Washington, D.C., Seattle, San Francisco, Southern California and Denver.

Full EQR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.