Is UPNRF or RYLD a better dividend investment in 2026?

UPNRF currently yields 2.58% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between UPNRF and RYLD?

UPNRF has a forward dividend yield of 2.58% ($0.75/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 9.56 percentage points.

Home › Compare › UPNRF vs RYLD

UPNRF vs RYLD: Dividend Comparison 2026

UPNRF yields 2.58% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UPNRF wins by $35.7K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

UPNRF

● Live price

2.58%

Share price

$29.09

Annual div

$0.75

5Y div CAGR

40.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.2K

Annual income

$22,969.78

Full UPNRF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — UPNRF vs RYLD

📍 UPNRF pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UPNRF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UPNRF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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UPNRF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPNRF

Annual income on $10K today (after 15% tax)

$219.15/yr

After 10yr DRIP, annual income (after tax)

$19,524.31/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, UPNRF beats the other by $17,325.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UPNRF + RYLD for your $10,000?

UPNRF: 50%RYLD: 50%

100% RYLD50/50100% UPNRF

Portfolio after 10yr

$62.4K

Annual income

$12,778.56/yr

Blended yield

20.49%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPNRF buys

RYLD buys

No recent congressional trades found for UPNRF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUPNRFRYLD

Forward yield	2.58%	12.14% ✓
Annual dividend / share	$0.75	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	40.8% ✓	0%
Portfolio after 10y	$80.2K ✓	$44.5K
Annual income after 10y	$22,969.78 ✓	$2,587.35
Total dividends collected	$54.3K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UPNRF vs RYLD ($10,000, DRIP)

Year	UPNRF Portfolio	UPNRF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,063	$363.01	$11,914	$1,213.65	$851.00 → RYLD
2	$12,366	$528.46	$14,099	$1,351.30	$1.7K → RYLD
3	$14,009	$777.29	$16,580	$1,494.55	$2.6K → RYLD
4	$16,148	$1,158.72	$19,384	$1,642.61	$3.2K → RYLD
5	$19,036	$1,757.59	$22,535	$1,794.70	$3.5K → RYLD
6	$23,095	$2,726.42	$26,063	$1,950.00	$3.0K → RYLD
7	$29,064	$4,352.63	$29,995	$2,107.69	$931.00 → RYLD
8← crossover	$38,307	$7,207.96	$34,361	$2,266.99	+$3.9K → UPNRF
9	$53,489	$12,501.05	$39,194	$2,427.12	+$14.3K → UPNRF
10	$80,203	$22,969.78	$44,525	$2,587.35	+$35.7K → UPNRF

UPNRF vs RYLD: Complete Analysis 2026

UPNRF — Stock

Uponor Oyj provides plumbing, indoor climate, and infrastructure solutions in Europe and North America. The company operates through three segments: Building Solutions Europe, Building Solutions North America, and Uponor Infra. It offers drinking water delivery systems, including plastic plumbing pipe systems, multi-layer composite pipe systems for residential buildings, commercial and public buildings; underfloor heating and cooling, comprising floor integrated underfloor heating systems, water based floor heating, and electric underfloor heating for new buildings and renovation projects; wall heating and cooling systems radiant heating and cooling via the wall, for wet and dry plaster installation systems in new buildings and renovation projects. The company also provides ceiling heating and cooling for offices, sales areas, industrial buildings, and sports halls; room and supply temperature controls; mainfolds vario distribution units and cabinets, pre-assembled, and modern approach in residential buildings; flexible ecoflex pre-insulated pipes; prefabricated modules for plumbing and heating; heating and cooling products for projects; and radiator connections. Uponor Oyj was founded in 1918 and is based in Vantaa, Finland.

Full UPNRF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.