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UPST vs JNJ: Dividend Comparison 2026

UPST yields 4.00% · JNJ yields 3.36% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 UPST wins by $8.0K in total portfolio value
10 years
UPST
UPST
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full UPST calculator →
JNJ
Johnson & Johnson
3.36%
Share price
$147.50
Annual div
$4.96
5Y div CAGR
5.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.0K
Annual income
$827.78
Full JNJ calculator →

Portfolio growth — UPST vs JNJ

Annual dividend income

MetricUPSTJNJ
Forward yield4.00%3.36%
Annual dividend / share$2.00$4.96
Payout ratio50%55%
1-year div growth5%4.2%
5-year div CAGR5%5.8%
Portfolio after 10y$28.0K$20.0K
Annual income after 10y$899.19$827.78
Total dividends collected$6.4K$5.6K
Payment frequencyquarterlyquarterly
SectorStockHealthcare

Year-by-year: UPST vs JNJ ($10,000, DRIP)

YearUPST PortfolioUPST Income/yrJNJ PortfolioJNJ Income/yrGap
1$11,120$420.00$10,676$355.77+$444.00UPST
2$12,357$458.31$11,407$389.39+$950.00UPST
3$13,721$499.76$12,198$426.53+$1.5KUPST
4$15,227$544.58$13,056$467.62+$2.2KUPST
5$16,885$593.02$13,987$513.12+$2.9KUPST
6$18,713$645.34$14,998$563.56+$3.7KUPST
7$20,724$701.81$16,098$619.52+$4.6KUPST
8$22,938$762.73$17,295$681.69+$5.6KUPST
9$25,372$828.41$18,599$750.82+$6.8KUPST
10$28,047$899.19$20,022$827.78+$8.0KUPST

UPST vs JNJ: Complete Analysis 2026

UPSTStock

UPST is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UPST shares.

Full UPST Calculator →

JNJHealthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →

Frequently Asked Questions

Is UPST or JNJ better for dividend income in 2026?
UPST currently offers a 4.00% yield (2.00/share/year) while JNJ offers 3.36% (4.96/share/year). UPST provides higher current income. However, JNJ has grown its dividend faster (5.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in UPST vs JNJ earn per year?
With $10,000 invested today: UPST pays approximately $400/year. JNJ pays approximately $336/year. With DRIP reinvestment over 10 years, these grow to $899/year (UPST) and $828/year (JNJ).
Does UPST or JNJ pay monthly dividends?
UPST pays quarterly dividends. JNJ pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.