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UPST Dividend Calculator 2026
No dividendFinancial ServicesUpstart Holdings, Inc. · NASDAQ
Price: $23.78 · Annual div: None · Frequency: — · Payout ratio: N/A · Ex-div: —
Calculator settings
UPST is not a dividend-focused stock
UPST pays a very low or no dividend (Yield: 0.00%). This calculator is designed for income-producing assets. If your goal is passive income and compounding, you might want to look at these popular alternatives:
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
UPST Dividend Yield
Upstart Holdings, Inc. (UPST) does not currently pay a regular dividend in our data, so its dividend yield is 0%.
💡 What-if scenarios
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🎯 When UPST pays your bills
Year your monthly dividend income covers each expense (based on current settings)
About Upstart Holdings, Inc. (UPST) — Dividend Analysis 2026
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
UPST Dividend & DRIP — Frequently Asked Questions
Does UPST pay a dividend?
No. Upstart Holdings, Inc. (UPST) has not paid a regular dividend in the last 12 months in our data, so its dividend yield is 0% and it produces no dividend income.
How can I get dividend income instead of UPST?
Dividend ETFs such as SCHD, VYM or JEPI pay regular income. Open their DRIP calculators to see what $10,000 would earn per month and how reinvesting grows it.
Does UPST have a DRIP (dividend reinvestment plan)?
A DRIP reinvests dividends into new shares. UPST has no regular dividend in our data, so there is nothing to reinvest.
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Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 UPST Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UPST.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK ISA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 TFSA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 CA Taxable | 25% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 Super (pension) | 15% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 AU Taxable | 30% | 0.00% | -2.80% | $0 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.00% | -2.80% | $0 / yr |
| 🇫🇷 FR Taxable | 30% | 0.00% | -2.80% | $0 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UPST Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
No dividend data available for this ticker.
Based on current dividend of $0.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UPST Dividend Payment Schedule
UPST pays quarterly — 4 times per year. Ex-div: —.
📊 UPST vs Financial Services Benchmarks
How UPST compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UPST sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UPST Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-09-10 | 50,000 | $25.55 | $1.28M | ||
| M-Exempt | 2026-09-08 | 300,000 | $1.35 | $405.0K | ||
| Sale | 2026-09-08 | 116,000 | $27.29 | $3.17M | ||
| M-Exempt | 2026-09-08 | 300,000 | $1.35 | $405.0K | ||
| Sale | 2026-08-25 | 913 | $30.03 | $27.4K | ||
| Sale | 2026-08-19 | 10,000 | $31.46 | $314.6K | ||
| Sale | 2026-08-20 | 8,945 | $28.09 | $251.3K | ||
| Sale | 2026-08-20 | 7,696 | $28.09 | $216.2K | ||
| Sale | 2026-08-20 | 586 | $28.09 | $16.5K | ||
| Sale | 2026-08-17 | 2,033 | $29.36 | $59.7K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare UPST with peers: UPST vs AX · UPST vs BGC · UPST vs CACC
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UPST dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Upstart Holdings, Inc. (UPST) is currently trading at $23.78, 56% below its 52-week high. It does not currently pay a regular dividend.
Does UPST Pay a Dividend? Upstart Holdings, Inc. Dividend Status
Upstart Holdings, Inc. (UPST) is a financial services stock trading at $23.78. It does not currently pay a regular dividend in our data, so it produces no dividend income and DRIP reinvestment does not apply. Investors seeking income often look at dividend ETFs such as SCHD, VYM or JEPI instead.
- Without a dividend, returns depend entirely on the share price.
Auto-generated from live market data. For educational purposes only — not financial advice.
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