Is UPTDW or VYM a better dividend investment in 2026?

UPTDW currently yields 832.99% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: UPTDW offers higher current income.

What is the dividend yield difference between UPTDW and VYM?

UPTDW has a forward dividend yield of 832.99% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 830.58 percentage points.

Home › Compare › UPTDW vs VYM

UPTDW vs VYM: Dividend Comparison 2026

UPTDW yields 832.99% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UPTDW wins by $3906533.72M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UPTDW

● Live price

832.99%

Share price

$0.24

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3906533.75M

Annual income

$3,160,225,813,779.20

Full UPTDW calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — UPTDW vs VYM

📍 UPTDW pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UPTDW	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, UPTDW + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UPTDW pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UPTDW

Annual income on $10K today (after 15% tax)

$70,803.83/yr

After 10yr DRIP, annual income (after tax)

$2,686,191,941,712.32/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, UPTDW beats the other by $2,686,191,941,475.55/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UPTDW + VYM for your $10,000?

UPTDW: 50%VYM: 50%

100% VYM50/50100% UPTDW

Portfolio after 10yr

$1953266.89M

Annual income

$1,580,112,907,028.87/yr

Blended yield

80.90%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UPTDW buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUPTDWVYM

Forward yield	832.99% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$3906533.75M ✓	$27.8K
Annual income after 10y	$3,160,225,813,779.20 ✓	$278.55
Total dividends collected	$3847909.50M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: UPTDW vs VYM ($10,000, DRIP)

Year	UPTDW Portfolio	UPTDW Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$93,999	$83,298.63	$11,151	$241.44	+$82.8K → UPTDW
2	$832,350	$731,771.62	$12,413	$246.79	+$819.9K → UPTDW
3	$6,946,482	$6,055,867.18	$13,794	$251.79	+$6.93M → UPTDW
4	$54,666,375	$47,233,639.09	$15,306	$256.47	+$54.65M → UPTDW
5	$405,887,569	$347,394,547.96	$16,960	$260.84	+$405.87M → UPTDW
6	$2,844,897,175	$2,410,597,476.11	$18,768	$264.92	+$2844.88M → UPTDW
7	$18,834,753,096	$15,790,713,119.26	$20,745	$268.71	+$18834.73M → UPTDW
8	$117,856,956,152	$97,703,770,338.70	$22,905	$272.24	+$117856.93M → UPTDW
9	$697,484,048,593	$571,377,105,511.15	$25,265	$275.51	+$697484.02M → UPTDW
10	$3,906,533,745,774	$3,160,225,813,779.20	$27,842	$278.55	+$3906533.72M → UPTDW

UPTDW vs VYM: Complete Analysis 2026

UPTDW — Stock

UPTDW is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UPTDW shares.

Full UPTDW Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this UPTDW vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UPTDW vs SCHD UPTDW vs JEPI UPTDW vs O UPTDW vs KO UPTDW vs MAIN UPTDW vs VIG UPTDW vs DGRO UPTDW vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.