Is URAX or VYM a better dividend investment in 2026?

URAX currently yields 5.38% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: URAX offers higher current income.

What is the dividend yield difference between URAX and VYM?

URAX has a forward dividend yield of 5.38% ($0.43/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 2.97 percentage points.

Home › Compare › URAX vs VYM

URAX vs VYM: Dividend Comparison 2026

URAX yields 5.38% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 URAX wins by $664.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

URAX

● Live price

5.38%

Share price

$7.94

Annual div

$0.43

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.5K

Annual income

$759.47

Full URAX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — URAX vs VYM

📍 URAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	URAX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, URAX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Sep

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Oct

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Nov

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Dec

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URAX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

URAX

Annual income on $10K today (after 15% tax)

$457.67/yr

After 10yr DRIP, annual income (after tax)

$645.55/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, URAX beats the other by $408.78/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of URAX + VYM for your $10,000?

URAX: 50%VYM: 50%

100% VYM50/50100% URAX

Portfolio after 10yr

$28.2K

Annual income

$519.01/yr

Blended yield

1.84%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

URAX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricURAXVYM

Forward yield	5.38% ✓	2.41%
Annual dividend / share	$0.43	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.5K ✓	$27.8K
Annual income after 10y	$759.47 ✓	$278.55
Total dividends collected	$6.5K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: URAX vs VYM ($10,000, DRIP)

Year	URAX Portfolio	URAX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,238	$538.44	$11,151	$241.44	+$87.00 → URAX
2	$12,591	$565.53	$12,413	$246.79	+$178.00 → URAX
3	$14,064	$592.13	$13,794	$251.79	+$270.00 → URAX
4	$15,667	$618.16	$15,306	$256.47	+$361.00 → URAX
5	$17,407	$643.55	$16,960	$260.84	+$447.00 → URAX
6	$19,294	$668.25	$18,768	$264.92	+$526.00 → URAX
7	$21,337	$692.23	$20,745	$268.71	+$592.00 → URAX
8	$23,546	$715.44	$22,905	$272.24	+$641.00 → URAX
9	$25,932	$737.86	$25,265	$275.51	+$667.00 → URAX
10	$28,506	$759.47	$27,842	$278.55	+$664.00 → URAX

URAX vs VYM: Complete Analysis 2026

URAX — Stock

The fund is an actively managed ETF that attempts to achieve two times (200%) the daily percentage change in the share price of the underlying security by entering into swap agreements on the underlying security. The fund is non-diversified.

Full URAX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.