Is USAAX or HDV a better dividend investment in 2026?

USAAX currently yields 12.35% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: USAAX offers higher current income.

What is the dividend yield difference between USAAX and HDV?

USAAX has a forward dividend yield of 12.35% ($4.32/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 9.43 percentage points.

Home › Compare › USAAX vs HDV

USAAX vs HDV: Dividend Comparison 2026

USAAX yields 12.35% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USAAX wins by $20.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USAAX

● Live price

12.35%

Share price

$34.96

Annual div

$4.32

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.1K

Annual income

$2,666.47

Full USAAX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — USAAX vs HDV

📍 USAAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USAAX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USAAX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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USAAX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USAAX

Annual income on $10K today (after 15% tax)

$1,049.71/yr

After 10yr DRIP, annual income (after tax)

$2,266.50/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, USAAX beats the other by $1,967.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USAAX + HDV for your $10,000?

USAAX: 50%HDV: 50%

100% HDV50/50100% USAAX

Portfolio after 10yr

$34.7K

Annual income

$1,509.09/yr

Blended yield

4.35%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USAAX buys

HDV buys

No recent congressional trades found for USAAX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSAAXHDV

Forward yield	12.35% ✓	2.92%
Annual dividend / share	$4.32 ✓	$3.96
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$45.1K ✓	$24.3K
Annual income after 10y	$2,666.47 ✓	$351.71
Total dividends collected	$19.3K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USAAX vs HDV ($10,000, DRIP)

Year	USAAX Portfolio	USAAX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,935	$1,234.95	$11,002	$291.67	+$933.00 → USAAX
2	$14,148	$1,377.48	$12,082	$299.61	+$2.1K → USAAX
3	$16,664	$1,526.06	$13,247	$307.23	+$3.4K → USAAX
4	$19,511	$1,679.90	$14,503	$314.52	+$5.0K → USAAX
5	$22,715	$1,838.17	$15,854	$321.50	+$6.9K → USAAX
6	$26,305	$2,000.02	$17,308	$328.15	+$9.0K → USAAX
7	$30,311	$2,164.61	$18,871	$334.49	+$11.4K → USAAX
8	$34,763	$2,331.08	$20,551	$340.53	+$14.2K → USAAX
9	$39,695	$2,498.63	$22,357	$346.27	+$17.3K → USAAX
10	$45,141	$2,666.47	$24,296	$351.71	+$20.8K → USAAX

USAAX vs HDV: Complete Analysis 2026

USAAX — Stock

The investment seeks long-term growth of capital. The fund invests its assets primarily in a diversified portfolio of equity securities selected for their growth potential. Although the fund will invest primarily in U.S. securities, it may invest up to 20% of its total assets in foreign securities including securities issued in emerging markets.

Full USAAX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.