Is USAG or QYLD a better dividend investment in 2026?

USAG currently yields 12.88% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: USAG offers higher current income.

What is the dividend yield difference between USAG and QYLD?

USAG has a forward dividend yield of 12.88% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.96 percentage points.

Home › Compare › USAG vs QYLD

USAG vs QYLD: Dividend Comparison 2026

USAG yields 12.88% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USAG wins by $21.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USAG

● Live price

12.88%

Share price

$15.53

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.7K

Annual income

$2,869.62

Full USAG calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — USAG vs QYLD

📍 USAG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USAG	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USAG + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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USAG pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USAG

Annual income on $10K today (after 15% tax)

$1,094.66/yr

After 10yr DRIP, annual income (after tax)

$2,439.18/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,371.24/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USAG + QYLD for your $10,000?

USAG: 50%QYLD: 50%

100% QYLD50/50100% USAG

Portfolio after 10yr

$36.0K

Annual income

$4,264.47/yr

Blended yield

11.83%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USAG buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSAGQYLD

Forward yield	12.88% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$46.7K ✓	$25.4K
Annual income after 10y	$2,869.62	$5,659.31 ✓
Total dividends collected	$20.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USAG vs QYLD ($10,000, DRIP)

Year	USAG Portfolio	USAG Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,988	$1,287.83	$10,352	$1,192.36	+$1.6K → USAG
2	$14,270	$1,442.83	$10,830	$1,347.57	+$3.4K → USAG
3	$16,874	$1,605.13	$11,460	$1,539.07	+$5.4K → USAG
4	$19,829	$1,773.87	$12,275	$1,777.84	+$7.6K → USAG
5	$23,165	$1,948.14	$13,323	$2,078.95	+$9.8K → USAG
6	$26,914	$2,127.02	$14,667	$2,463.34	+$12.2K → USAG
7	$31,107	$2,309.55	$16,396	$2,960.57	+$14.7K → USAG
8	$35,779	$2,494.78	$18,631	$3,612.97	+$17.1K → USAG
9	$40,966	$2,681.77	$21,548	$4,482.15	+$19.4K → USAG
10	$46,703	$2,869.62	$25,398	$5,659.31	+$21.3K → USAG

USAG vs QYLD: Complete Analysis 2026

USAG — Stock

USAG is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USAG shares.

Full USAG Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.